Dental
We partner with Cigna to offer you a dental plan with access to the large national Total Cigna DPPO network. Your DPPO plan allows you to see any licensed dentist, however, using an in-network dentist may minimize your out-of-pocket expenses.
Avoid Surprise Bills by Staying In-Network
Our dental plan contracts with providers in the Cigna DPPO network at lower, negotiated rates. This means you pay less when you use an in-network provider. If you go out-of-network, the dental plan will pay a percentage based on the type of service, up to an allowed amount. You may be billed for additional costs.
In-Network Dental Coverage At-a-Glance
| Coverage | In-Network Cigna Dental Plan |
|---|---|
| Annual Deductible | |
| Individual | $50 per individual |
| Family | $150 per family |
| Annual Maximum | |
| Excludes preventive and orthodontia services | $1,500 per person |
| Coinsurance | |
|
Preventive Services Oral exams and cleanings (two per calendar year), x-rays, non-orthodontic space maintainers (through age 18), topical application of fluoride (through age 18) |
Plan pays 100% |
|
Basic Services Emergency care for pain, oral surgery, amalgam/composite fillings, extractions (routine), endodontics (root canals), periodontics |
Plan pays 80% after deductible |
|
Major Services Porcelain crowns, inlays and onlays, partial/complete dentures, denture relines/rebases, removable/fixed bridgework |
Plan pays 50% after deductible |
| Implants | Plan pays 80% after deductible |
| Orthodontia | |
| Benefit Applies to | Adults and children |
| Coinsurance | 50% no deductible |
| Lifetime Maximum | $2,000 per person |
Disclaimer: Out of network services are covered based on the percentages noted in chart above, subject to the non-network reimbursement rate. For services provided by a non-network dentist, Cigna Dental will reimburse according to the Maximum Reimbursable Charge.