Dental
We partner with Cigna to offer you a dental plan with access to the large national Total Cigna DPPO network. Your DPPO plan allows you to see any licensed dentist, however, using an in-network dentist may minimize your out-of-pocket expenses.
Avoid Surprise Bills by Staying In-Network
Our dental plan contracts with providers in the Cigna DPPO network at lower, negotiated rates. This means you pay less when you use an in-network provider. If you go out-of-network, the dental plan will pay a percentage based on the type of service, up to an allowed amount. You may be billed for additional costs.
Cigna Virtual Care with Teledentix
Our Cigna Dental Plan gives you access to virtual consultations with dentists, anytime, anywhere.
We’ve all been there – out of the blue a toothache strikes, or you chip a tooth. Whenever unexpected medical issues arise, we often find ourselves nowhere near our doctor or the office is suddenly closed. Then you think to yourself, “What should I do next?”
If you participate in CF’s dental plan with Cigna, you have access to 24/7 virtual dental care. Teledentix offers virtual dental consultations with board certified dentists, nationwide, at any time of the day or night.
Whether you are having a dental emergency, or you just want to speak with a dentist about an oral health concern, you can video chat live with a provider to help you determine next steps. These quick 5 to 10-minute consultations can give you the peace of mind that you need until you’re able to speak with your dentist. While Cigna recommends contacting your dentist first to see if they can provide virtual care, Teledentix is available wherever that is not an option.
Make sure you’re prepared in case the unexpected happens. Log on to your myCigna.com account and follow the prompts to the virtual care portal.
In-Network Dental Coverage At-a-Glance
| Coverage | In-Network Cigna Dental Plan |
|---|---|
| Annual Deductible | |
| Individual | $50 per individual |
| Family | $150 per family |
| Annual Maximum | |
| Excludes preventive and orthodontia services | $1,500 per person |
| Coinsurance | |
|
Preventive Services Oral exams and cleanings (two per calendar year), x-rays, non-orthodontic space maintainers (through age 18), topical application of fluoride (through age 18) |
Plan pays 100% |
|
Basic Services Emergency care for pain, oral surgery, amalgam/composite fillings, extractions (routine), endodontics (root canals), periodontics |
Plan pays 80% after deductible |
|
Major Services Porcelain crowns, inlays and onlays, partial/complete dentures, denture relines/rebases, removable/fixed bridgework |
Plan pays 50% after deductible |
| Implants | Plan pays 80% after deductible |
| Orthodontia | |
| Benefit Applies to | Adults and children |
| Coinsurance | 50% no deductible |
| Lifetime Maximum | $2,000 per person |
Disclaimer: Out of network services are covered based on the percentages noted in chart above, subject to the non-network reimbursement rate. For services provided by a non-network dentist, Cigna Dental will reimburse according to the Maximum Reimbursable Charge.