Death of an Employee

Death of a CF Industries Employee

If you are a dependent of a CF Industries employee who has passed away, there are steps and resources you may wish to consider. Our Employee Assistance Program (EAP) is available with resources to help you cope with your loss. Please note, if you are a surviving covered spouse or dependent, you will keep your current EAP benefits through your loved one’s date of death up to 12 months afterwards.

Things to Consider:

• Once notified, Human Resources will send the beneficiary on file a letter providing important benefit information (including options to continue health care coverage), life insurance and accident insurance claim forms with other instructions.
• Covered dependents may continue medical, dental and vision coverage under COBRA for up to 36 months.
• Dependents can continue to use your Health Care Flexible Spending Account (FSA) through the end of the calendar year in which you die if they continue to contribute to the account under COBRA.
• Dependent Care Flexible Spending Account (DCFSA) participation ends as of the date of the employee’s death.
• Dependents covered by Dependent Life Insurance can convert coverage to an individual policy within 31 days of the date of your death.
• The value of the employee’s 401(k) Plan account becomes 100% vested (owned) and is paid to the designated beneficiary on file.
• If the employee qualifies for benefits under our pension plan before pension payments have begun, designated beneficiaries may be eligible to receive Plan benefits.