2025 Annual Enrollment

November 1 – November 15

Unlock your total value

An exciting new way to understand your Total Rewards.

CF Benefits Center

Experience the Dedicated Support You Deserve

A better way to get your benefits questions answered.

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You represent what makes us uniquely CF, and we are proud to provide programs to help you be your best.

Whether it’s in your everyday life, at work, or to ensure you are prepared when unplanned events happen, we provide benefits and programs to encourage and support you. At CF, we call this suite of programs Total Rewards.

Our Total Rewards are designed to help you Be Rewarded, Be Well, Be Balanced, Be Successful, Be Prepared, and Be Included. We’ve created this one-stop resource to help you learn about our Total Rewards and find the information you need when you need it. While we offer many options, the benefits you choose are powered by you.

Be Rewarded

Your contributions and performance are rewarded through competitive base pay, short- and long-term incentives (if applicable) and other pay programs. We also have programs to highlight and applaud your accomplishments and years-of-service.

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Be Well

Our health plans and well-being programs give you power to achieve your wellness goals. With programs for weight management, diabetes, blood pressure management, mindfulness and more, our programs help you live your best life — at work and beyond.

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Be Balanced

Be balanced in and out of work with our Employee Assistance Program, paid time off and other benefits perks. From counseling and legal support to financial and work-life resources, you can feel stability and support.

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Be Successful

Your ability to learn new skills and perspectives provide you with experiences to achieve your maximum potential. Grow and achieve your career goals through high-quality classroom training, virtual learning, mentorship programs and collaboration opportunities.

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Be Prepared

Prepare yourself and loved ones for a bright future with retirement plans, disability and life coverage, spending accounts and more. Respond to life’s curve balls quickly and effectively with the options we offer.

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Be Included

Join your colleagues to foster an inclusive and diverse culture at CF. It’s the right thing to do. Inclusion also aligns with CF’s Safety at Work priority. We seek to safeguard each other’s physical and personal well-being by helping each other feel welcome, valued, and inspired so we can all do our best work.

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New to CF Industries?

Welcome! Click the button below for eligibility and enrollment information. You must enroll for benefits within 30 days of your hire date or wait until the next Annual Enrollment period.​

Need to Change Your Benefits?

If you have a qualified change in life status, you are required to make the change in Workday within 30 days of the qualified change.

Latest Benefits eGuide

Our Benefits eGuide highlights the plans and programs offered to you and help guide you to enroll in the programs to best meet your needs.

This website presents summary information about the CF Industries benefits program and select policies. Nothing on this website changes any plan and/or contract terms, or any other term of your at-will employment with CF Industries. This website does not include, nor is it intended to include, all program details, which are contained in governing documents, such as insurance contracts, plan documents, and trust agreements. If there is any discrepancy between the information on this website and the governing documents, the governing documents will take control. CF Industries reserves the right to amend, modify, reduce, or terminate any part of its benefits program at any time, without notice, in accordance with applicable laws and regulations. View required notices here.