Qualifying Life Events
You can make changes to your benefits at any time within the plan year if you experience a Qualifying Life Event. You have 30 days from the event to submit your change in Workday. You will have to submit proof of the event, such as a marriage or birth certificate, along with your request. Your requested benefit change must be consistent with the type of life event that you or your dependent experienced.
Refer to the Manage Your Benefits Tip Sheet for step-by-step instructions on how to request a change in benefits.
Birth or Adoption of a Child
Reporting a Leave
Contact your local Human Resources representative to complete a Leave of Absence request.
Adding Your New Family Member to Benefits
To add a new dependent to your coverage, log into Workday and update Benefits within 30 days of the birth or adoption. You are required to submit proof of the event and provide documentation, such as a hospital birth record/letter, birth certificate, finalized adoption paperwork, etc., to support your dependent’s eligibility.
Things to Consider:
- Update your beneficiary information.
- You can change your beneficiaries at any time in Workday under Benefits. When you update your beneficiary through Workday, previous beneficiary designations are automatically canceled.
- Medical, Dental and Voluntary Life coverage all continue through your leave if you prepay your share of the premiums. Short-Term and Long-Term Disability and AD&D Insurance continue through your leave automatically. Please reach out to your local HR partner for more information.
Marriage, or Divorce or a recognized Domestic Partnership
If you are recently married, divorced, or commenced/ended a Domestic Partnership, you may consider updating your benefits coverage to reflect the necessary changes. To update your benefits coverage, log into Workday to initiate your benefit request within 30 days of the event. You are required to submit proof of the event, and if you are adding coverage, you must also provide documentation to support your dependent’s eligibility. To begin a domestic partnership, certain conditions must be met and appropriate documentation including a signed affidavit must be provided.
Note, once you are divorced or the domestic partnership has ended your spouse or former domestic partner is no longer eligible for coverage under the CF plan – you MUST remove them from CF benefit coverage.
Things to Consider:
- Adjust your life insurance coverage which may require Evidence of Insurability.
- Update your beneficiary information
Death of a Loved One
Death of a Dependent
CF Industries’ benefits are here to support you in challenging times. Our Employee Assistance Program (EAP) is available with resources and counseling to help you cope with your loss. There are also steps you may want to take which are outlined below.
Things to Consider:
- Contact your supervisor and Human Resources representative.
- Review your benefits and remove your dependent from coverage in Workday under Benefits within 30 days of the death and include requested supporting documentation.
- Update your beneficiary information.
- If your beneficiary is covered under our Life Insurance coverage, contact CF Benefits at 847-405-2400 or benefits@cfindustries.com.
- Update your personal information, if needed, in Workday.
Gain or Lose Other Coverage
Things to Consider:
- To add or drop coverage for you, your spouse, or other dependents you must log into Workday and click the Benefits Icon within 30 days of the life event. You are required to provide documentation to support the type of life event that occurred and the date when coverage is set to begin or end. Your updated coverage(s) generally become effective the first payroll after notification and approval of your family status change. If you are adding a new dependent, you will need to provide documentation, such as a marriage certificate, birth certificate, etc. to support your dependents eligibility.
- Review your medical, dental and vision coverages.
- Enroll in or remove dependents from Life Insurance and Accidental Death and Dismemberment (AD&D) Insurance.*
*You may be required to provide evidence of insurability.