Life Event Changes

When life changes, your benefits should too.

You can make changes to your benefits at any time within the plan year if you experience a Life Event Change. You have 30 days from the event to submit your change in Workday. You will have to submit proof of the event, such as a marriage or birth certificate, along with your request. Your requested benefit change must be consistent with the type of life event that you or your dependent experienced.

Refer to the Manage Your Benefits Tip Sheet for step-by-step instructions on how to request a change in benefits.

Birth or Adoption of a Child

Reporting a Leave​

Contact your local Human Resources representative to complete a Leave of Absence request.

Adding Your New Family Member to Benefits

To add a new dependent to your coverage, log into Workday and update Benefits within 30 days of the birth or adoption.

Things to Consider:

  • Begin or increase your Health Spending Account contributions. You may continue to submit expenses to the end of the benefit year. Any unused credits can be carried over into the next benefit plan year. If you are on parental or maternity leave during Annual Enrollment, you will be eligible to choose your benefits once you return to work.
  • Update your beneficiary information.
  • Medical, Dental and Voluntary Life coverage all continue through your leave if you prepay your share of the premiums. Short-Term and Long-Term Disability and AD&D Insurance continue through your leave automatically. Please reach out to your local HR partner for more information.
Marriage or Divorce/Separation

If you are recently married, divorced or separated, you may consider updating your benefits coverage to reflect the necessary changes. To update your benefits coverage, log into Workday and then Benefits within 30 days of the marriage or divorce.

Things to Consider:

  • Adjust your Health Spending Account contributions as needed.
  • Update your beneficiary information for your Life and AD&D coverage:
  • Contact Human Resources for information on how to change your retirement benefits beneficiary.
  • Update your personal information, if necessary, via Workday.
Death of a Loved One

Death of a Dependent

CF Industries’ benefits are here to support you in challenging times. Our Employee Assistance Program (EAP) is available with resources and counseling to help you cope with your loss. There are also steps you may want to take which are outlined below.

Things to Consider:

  • Contact your supervisor and Human Resources representative.
  • Review your benefits and remove your dependent from coverage in Workday under Benefits within 30 days of the death and include requested supporting documentation.
  • If your beneficiary is covered under our Life Insurance coverage, contact CF Benefits:
  • Update your beneficiary information and Life and AD&D coverage:
  • Update your personal information, if needed, in Workday.
  • Consider adjusting your Health Spending Account contributions.
Gain or Lose Other Coverage

If you, your spouse or dependent​ gains or loses medical, dental and/or vision coverage, you may want to review your current CF Industries benefits and make any adjustments needed.

Things to Consider:

  • To add or drop your spouse or other dependents to your medical, dental and/or vision coverage, log into Workday and click the Benefits icon within 30 days after the date your spouse or dependent gains or loses coverage.
    • You may be required to provide supporting documentation indicating when coverage is set to begin or end. Your updated coverage will become effective on the date of that change, if applicable.
  • Begin or change your Health Spending Account contributions.
  • Enroll in or remove dependents from Life Insurance and Accidental Death and Dismemberment (AD&D) Insurance.*

*You may be required to provide evidence of insurability.