{"id":554,"date":"2023-05-15T06:38:27","date_gmt":"2023-05-15T11:38:27","guid":{"rendered":"https:\/\/cfibenefits.wpengine.com\/?page_id=554"},"modified":"2025-05-29T13:19:17","modified_gmt":"2025-05-29T12:19:17","slug":"life-event-changes","status":"publish","type":"page","link":"https:\/\/cftotalrewards.com\/uk\/resources-library\/life-event-changes\/","title":{"rendered":"Life Event Changes"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;header section&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;112deg&#8221; background_color_gradient_stops=&#8221;#3fa9f5 1%|#3fa9f5 53%|rgba(255,255,255,0) 53%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/cftotalrewards.com\/wp-content\/uploads\/2023\/05\/life-event_page_banner.jpg&#8221; custom_padding=&#8221;3.25vw||3.25vw||true|false&#8221; custom_padding_tablet=&#8221;2vw||2vw||true|false&#8221; custom_padding_phone=&#8221;2vw||2vw||true|false&#8221; background_last_edited=&#8221;on|phone&#8221; use_background_color_gradient_tablet=&#8221;on&#8221; use_background_color_gradient_phone=&#8221;on&#8221; background_color_gradient_stops_tablet=&#8221;#3fa9f5 0%|#3fa9f5 60%|rgba(255,255,255,0) 60%&#8221; background_color_gradient_stops_phone=&#8221;#3fa9f5 0%|#3fa9f5 57%|rgba(255,255,255,0) 57%&#8221; background_position_phone=&#8221;center_right&#8221; background_horizontal_offset_phone=&#8221;19%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;69%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;|||2em|false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; custom_padding_tablet=&#8221;0px||||false|false&#8221; custom_padding_phone=&#8221;0px|||0px|false|false&#8221; custom_css_main_element=&#8221;align-items: center !important;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|desktop&#8221; custom_css_main_element_tablet=&#8221;align-items: center !important;&#8221; custom_css_main_element_phone=&#8221;align-items: center !important;&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;display: flex;||flex-direction: column;||justify-content: center;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|desktop&#8221; custom_css_main_element_tablet=&#8221;display: flex;||flex-direction: column;||justify-content: center;&#8221; custom_css_main_element_phone=&#8221;display: flex;||flex-direction: column;||justify-content: center;&#8221;][et_pb_text content_tablet=&#8221;<\/p>\n<h1>HEALTH SAVINGS<br \/>ACCOUNT (HSA)<\/h1>\n<p>&#8221; content_phone=&#8221;<\/p>\n<h1>HEALTH SAVINGS<br \/>ACCOUNT (HSA)<\/h1>\n<p>&#8221; content_last_edited=&#8221;off|desktop&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;0b50e57f-b832-49c7-98c9-cec37200d9c3&#8243; header_font=&#8221;Montserrat|300|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;41px&#8221; header_letter_spacing=&#8221;0.5px&#8221; header_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;5px||||false|false&#8221; custom_margin_tablet=&#8221;2em||-1.5em||false|false&#8221; custom_margin_phone=&#8221;||||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding_tablet=&#8221;||||false|false&#8221; custom_padding_phone=&#8221;||||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; header_font_size_tablet=&#8221;36px&#8221; header_font_size_phone=&#8221;31px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Beneficiary\/Life Event Changes<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; specialty=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; padding_top_2=&#8221;6px&#8221; padding_top_bottom_link_2=&#8221;false&#8221; padding_left_right_link_2=&#8221;false&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/cftotalrewards.com\/wp-content\/uploads\/2023\/03\/lower_tri-form_4.png&#8221; background_size=&#8221;custom&#8221; background_image_width=&#8221;31%&#8221; background_position=&#8221;bottom_right&#8221; custom_margin=&#8221;||||true&#8221; custom_padding=&#8221;23px||0px||false|false&#8221; custom_padding_tablet=&#8221;23px||0px||false|false&#8221; custom_padding_phone=&#8221;30px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;b4352afb-c3cd-4ce1-9c36-6a63d7e54b82&#8243; text_font=&#8221;Montserrat|300|||||||&#8221; text_text_color=&#8221;#015846&#8243; text_font_size=&#8221;27px&#8221; text_line_height=&#8221;1.3em&#8221; link_font=&#8221;|800|||||||&#8221; border_width_bottom=&#8221;0px&#8221; border_color_bottom=&#8221;#DAD7CB&#8221; border_style_bottom=&#8221;solid&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]When life changes, your benefits should too. [\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;74830f7f-6ee4-427a-8099-eb52e409ee42&#8243; custom_padding=&#8221;2px||20px||false|false&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>Beneficiaries<\/h2>\n<p>CF makes it easy for you to stay prepared for unexpected changes by simplifying the process of adding or updating your beneficiaries at any time.\u00a0\u00a0We offer multiple protection plans to ensure comprehensive coverage for you and your loved ones. If you experience a life event change, be sure to update all your plans.<\/p>\n<p>Remember to update your beneficiary details regularly to ensure your benefits are distributed according to your wishes and easily located by providers.\u00a0The beneficiary form can be found <a href=\"https:\/\/cfindustries.sharepoint.com\/sites\/Billingham-HR\/Shared%20Documents\/Forms\/AllItems.aspx?id=\/sites\/Billingham-HR\/Shared%20Documents\/HR\/HR%20How%20to%20Guide%20%26%20FAQs\/Live\/Workday%20How%20to%20Guides\/CF_Beneficiary_Designation_Form%20%281%29.pdf&amp;parent=\/sites\/Billingham-HR\/Shared%20Documents\/HR\/HR%20How%20to%20Guide%20%26%20FAQs\/Live\/Workday%20How%20to%20Guides\" target=\"_blank\" rel=\"noopener\">here<\/a> and how to load the document to Workday can be found <a href=\"https:\/\/cfindustries.sharepoint.com\/:b:\/r\/sites\/Billingham-HR\/Shared%20Documents\/HR\/HR%20How%20to%20Guide%20%26%20FAQs\/Live\/Workday%20How%20to%20Guides\/How%20to%20load%20documents%20on%20to%20Workday.pdf?csf=1&amp;web=1&amp;e=MgEwR0\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\n<p>There is just one CF form to complete for both the death in service life insurance policy and for the pension scheme. However, you should also update your beneficiaries on the Mercer app or at <a href=\"https:\/\/www.mercermoney.com\" target=\"_blank\" rel=\"noopener\"><strong>www.mercermoney.com<\/strong><\/a><strong>.<\/strong><\/p>\n<h2>Life Event Change<\/h2>\n<p style=\"padding-bottom: .75em;\">Once you make your benefit elections, you will not be able to make changes unless you experience a Life Event Change. Examples of Life Event Changes include a change in:<\/p>\n<ul>\n<li>Legal marital status (e.g., marriage, divorce, death of spouse, legal separation)<\/li>\n<li>Number of dependants (e.g., birth, adoption, death of dependant, ineligibility due to age)<\/li>\n<li>A dependant\u2019s eligibility status (e.g., a dependant child is no longer eligible)<\/li>\n<li>Employment or job status<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_toggle title=&#8221;Birth or Adoption of a Child&#8221; open_toggle_background_color=&#8221;#eff6fd&#8221; closed_toggle_background_color=&#8221;#eff6fd&#8221; icon_color=&#8221;#3FA9F5&#8243; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;30px&#8221; open_icon_color=&#8221;#00C7B1&#8243; open_use_icon_font_size=&#8221;on&#8221; open_icon_font_size=&#8221;30px&#8221; disabled_on=&#8221;on|on|on&#8221; module_class=&#8221;toggle_txt_list&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;|600|||||||&#8221; title_font_size=&#8221;20px&#8221; body_font=&#8221;Montserrat||||||||&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.5em&#8221; body_link_font=&#8221;Montserrat|700|||on||||&#8221; body_link_text_color=&#8221;#015846&#8243; body_ul_font_size=&#8221;16px&#8221; body_ul_line_height=&#8221;1.5em&#8221; border_width_all=&#8221;0px&#8221; border_width_top=&#8221;2px&#8221; border_color_top=&#8221;#3FA9F5&#8243; border_color_bottom=&#8221;#3FA9F5&#8243; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Reporting a Leave\u200b<\/h3>\n<p>Call New York Life\u2019s toll-free number at 800-362-4462 and a representative will walk you through the process. You can also create a new leave request via <a href=\"https:\/\/www.mynylgbs.com\/auth\" target=\"_blank\" rel=\"noopener\">myNYLGBS.com<\/a>.<\/p>\n<h3>Adding Your New Family Member to Benefits<\/h3>\n<p style=\"padding-bottom: 1em;\">To add a new dependent to your coverage, log into <a href=\"https:\/\/www.myworkday.com\/wday\/authgwy\/cfindustries\/login.htmld\" target=\"_blank\" rel=\"noopener\">Workday<\/a> and update Benefits within <strong>30 days<\/strong> of the birth or adoption.<\/p>\n<h3>Things to Consider:<\/h3>\n<ul>\n<li>Begin or increase your Health Care Health Savings Account (HSA) or Health Care Flexible S\u200bpending Account (FSA) contributions.<\/li>\n<li>Begin or change your contributions to a Dependent Care Flexible Spending Account (DCFSA).<\/li>\n<li>Update your beneficiary information.\n<ul>\n<li>You can change your beneficiaries at any time in Workday under Benefits. When you update your beneficiary through <a href=\"https:\/\/www.myworkday.com\/wday\/authgwy\/cfindustries\/login.htmld\" target=\"_blank\" rel=\"noopener\">Workday<\/a>, previous beneficiary designations are automatically canceled<strong><em>.<\/em><\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Marriage or Divorce\/Separation&#8221; open_toggle_background_color=&#8221;#eff6fd&#8221; closed_toggle_background_color=&#8221;#eff6fd&#8221; icon_color=&#8221;#3FA9F5&#8243; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;30px&#8221; open_icon_color=&#8221;#00C7B1&#8243; open_use_icon_font_size=&#8221;on&#8221; open_icon_font_size=&#8221;30px&#8221; disabled_on=&#8221;on|on|on&#8221; module_class=&#8221;toggle_txt_list&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;|600|||||||&#8221; title_font_size=&#8221;20px&#8221; body_font=&#8221;Montserrat||||||||&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.5em&#8221; body_link_font=&#8221;Montserrat|700|||on||||&#8221; body_link_text_color=&#8221;#015846&#8243; body_ul_font_size=&#8221;16px&#8221; body_ul_line_height=&#8221;1.5em&#8221; border_width_all=&#8221;0px&#8221; border_width_top=&#8221;2px&#8221; border_color_top=&#8221;#3FA9F5&#8243; border_color_bottom=&#8221;#3FA9F5&#8243; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"padding-bottom: 1em;\">If you are recently married, divorced or separated, you may consider updating your benefits coverage to reflect the necessary changes. To update your benefits coverage, log into <a href=\"https:\/\/www.myworkday.com\/wday\/authgwy\/cfindustries\/login.htmld\" target=\"_blank\" rel=\"noopener\">Workday<\/a> and then Benefits within <strong>30 days<\/strong> of the marriage or divorce.<\/p>\n<h3>Things to Consider:<\/h3>\n<ul>\n<li>Adjust your Health Care Savings Account (HSA) or Health Care Flexible S\u200bpending Account (FSA) contributions as needed.<\/li>\n<li>Adjust your life insurance coverage which may require Evidence of Insurability.<\/li>\n<li>Update your beneficiary information:\n<ul>\n<li>You can change your beneficiaries at any time in <a href=\"https:\/\/www.myworkday.com\/wday\/authgwy\/cfindustries\/login.htmld\" target=\"_blank\" rel=\"noopener\">Workday<\/a> under Benefits. When you make updates, previous beneficiary designations are automatically canceled<em>. <\/em><\/li>\n<\/ul>\n<\/li>\n<li>Contact the Pension Center at 866-234-9977 to update your pension beneficiary.<\/li>\n<li>Go to <a href=\"http:\/\/www.netbenefits.com\" target=\"_blank\" rel=\"noopener\">netbenefits.com<\/a> to update your 401(k) Plan beneficiary.<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Death of a Dependent&#8221; open_toggle_background_color=&#8221;#eff6fd&#8221; closed_toggle_background_color=&#8221;#eff6fd&#8221; icon_color=&#8221;#3FA9F5&#8243; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;30px&#8221; open_icon_color=&#8221;#00C7B1&#8243; open_use_icon_font_size=&#8221;on&#8221; open_icon_font_size=&#8221;30px&#8221; disabled_on=&#8221;on|on|on&#8221; module_class=&#8221;toggle_txt_list&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;|600|||||||&#8221; title_font_size=&#8221;20px&#8221; body_font=&#8221;Montserrat||||||||&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.5em&#8221; body_link_font=&#8221;Montserrat|700|||on||||&#8221; body_link_text_color=&#8221;#015846&#8243; body_ul_font_size=&#8221;16px&#8221; body_ul_line_height=&#8221;1.5em&#8221; border_width_all=&#8221;0px&#8221; border_width_top=&#8221;2px&#8221; border_color_top=&#8221;#3FA9F5&#8243; border_color_bottom=&#8221;#3FA9F5&#8243; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"padding-bottom: 1em;\">CF Industries\u2019 benefits are here to support you in challenging times. Our <a href=\"\/employee-assistance-program\/\" target=\"_blank\" rel=\"noopener\">Employee Assistance Program (EAP)<\/a> is available with resources and counseling to help you cope with your loss. There are also steps you may want to take which are outlined below.<\/p>\n<h3>Things to Consider:<\/h3>\n<ul>\n<li>Contact your supervisor and Human Resources representative.<\/li>\n<li>Review your benefits and remove your dependent from coverage in Workday under Benefits within <strong>30 days <\/strong>of the death and include requested supporting documentation.<\/li>\n<li>If your beneficiary is covered under our Life Insurance coverage, contact CF Benefits at 847-405-2400 or <a href=\"mailto:benefits@cfindustries.com\">benefits@cfindustries.com<\/a>.<\/li>\n<li>Update your beneficiary information\n<ul>\n<li>You can change your beneficiaries at any time in <a href=\"https:\/\/www.myworkday.com\/wday\/authgwy\/cfindustries\/login.htmld\" target=\"_blank\" rel=\"noopener\">Workday<\/a> under Benefits. When you make updates, previous beneficiary designations are automatically canceled<em>.<\/em><\/li>\n<\/ul>\n<\/li>\n<li>Contact the Pension Center at 866-234-9977 to update your pension beneficiary.<\/li>\n<li>Go to <a href=\"http:\/\/www.netbenefits.com\" target=\"_blank\" rel=\"noopener\">netbenefits.com<\/a> to update your 401(k) Plan beneficiary.<\/li>\n<li>Update your personal information, if needed, in Workday.<\/li>\n<li>Consider adjusting your Health Care Flexible Spending Account (FSA) and\/or Dependent Care Flexible Spending Account (DCFSA) contributions.<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Gain or Lose Other Coverage&#8221; open_toggle_background_color=&#8221;#eff6fd&#8221; closed_toggle_background_color=&#8221;#eff6fd&#8221; icon_color=&#8221;#3FA9F5&#8243; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;30px&#8221; open_icon_color=&#8221;#00C7B1&#8243; open_use_icon_font_size=&#8221;on&#8221; open_icon_font_size=&#8221;30px&#8221; disabled_on=&#8221;on|on|on&#8221; module_class=&#8221;toggle_txt_list&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;|600|||||||&#8221; title_font_size=&#8221;20px&#8221; body_font=&#8221;Montserrat||||||||&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.5em&#8221; body_link_font=&#8221;Montserrat|700|||on||||&#8221; body_link_text_color=&#8221;#015846&#8243; body_ul_font_size=&#8221;16px&#8221; body_ul_line_height=&#8221;1.5em&#8221; custom_margin=&#8221;||5em||false|false&#8221; border_width_all=&#8221;0px&#8221; border_width_top=&#8221;2px&#8221; border_color_top=&#8221;#3FA9F5&#8243; border_color_bottom=&#8221;#3FA9F5&#8243; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]If you, your spouse or your dependent gains or loses coverage due to a change in employment, significant change in coverage due to your spouse\u2019s employment, or change from full-to part-time employment which results in a gain or loss of coverage, you may be able to make changes to your current CF Industries benefits.  Adding or dropping coverage during annual enrollment or your dependent\u2019s annual enrollment is not considered a life event that would allow you to make changes to your CF benefits.<\/p>\n<h3>Things to Consider:<\/h3>\n<ul>\n<li>To add or drop coverage for you, your spouse, or other dependents you must log into Workday and click the Benefits Icon within 30 days of the life event.\n<ul>\n<li>You are required to provide documentation to support the type of life event that occurred and the date when coverage is set to begin or end.  Your updated coverage(s) generally become effective the first payroll after notification and approval of your family status change. <\/li>\n<\/ul>\n<\/li>\n<li>Review your medical, dental and vision coverages.<\/li>\n<li>Begin or change your Health Care Savings Account (HSA) or Health Care Flexible S\u200bpending Account (FSA) contributions.<\/li>\n<li>Begin or change your contributions to a Dependent Care Flexible Spending Account (DCFSA).<\/li>\n<li>Enroll in or remove dependents from Life Insurance and Accidental Death and Dismemberment (AD&amp;D) Insurance.*<\/li>\n<\/ul>\n<p><em>*You may be required to provide evidence of insurability.<\/em>[\/et_pb_toggle][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;f93145bb-c944-4df1-9243-f042c6ff8506&#8243; custom_margin=&#8221;22px|0px|24px|0px|false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Take Action<\/h2>\n<p>Log into\u00a0<a href=\"https:\/\/www.myworkday.com\/wday\/authgwy\/cfindustries\/login.htmld\" target=\"_blank\" rel=\"noopener\"><strong>Workday<\/strong><\/a>\u00a0and then click the Benefits icon to update your beneficiaries and\/or update your benefit elections.\u00a0<\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;b2730c0e-8c33-4505-b6a9-5d28397b6c05&#8243; custom_padding=&#8221;14px|20px|22px|20px|false|true&#8221; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Contact Information<\/h2>\n<p><strong><span style=\"color: #3fa9f5;\">Call<\/span><\/strong> <i class=\"fa-regular fa-phone-volume\" style=\"color: #3fa9f5; padding-left: 1px;\" aria-hidden=\"true\"><\/i> <strong>855-462-7238<\/strong><\/p>\n<p><strong><span style=\"color: #3fa9f5;\">Visit<\/span><\/strong> <i class=\"fa-regular fa-arrow-up-right-from-square\" style=\"color: #3fa9f5; padding-left: 1px;\" aria-hidden=\"true\"><\/i> <a href=\"https:\/\/blueoceanbrain.com\/\" target=\"_blank\" rel=\"noopener\">blueoceanbrain.com\/ <\/a><\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;7dfbe9fd-ca0d-4232-9cbd-bff1f3c29392&#8243; custom_margin=&#8221;0px|-11px|12em|0px|false|false&#8221; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Learn More<\/h2>\n<p>Employees may visit the <a href=\"https:\/\/careers.cfindustries.com\/about-us\" target=\"_blank\" rel=\"noopener\">CF Careers<\/a> intranet page to learn more.<\/p>\n<h2 style=\"padding-top: .5em;\">Resources<\/h2>\n<h4>Why CF?<\/h4>\n<p>Explore how CF Industries continues to make a positive impact on our employees <a href=\"https:\/\/careers.cfindustries.com\/why-cf\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Beneficiary\/Life Event ChangesWhen life changes, your benefits should too. Beneficiaries CF makes it easy for you to stay prepared for unexpected changes by simplifying the process of adding or updating your beneficiaries at any time.\u00a0\u00a0We offer multiple protection plans to ensure comprehensive coverage for you and your loved ones. If you experience a life event [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":650,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"dipi_cpt_category":[],"class_list":["post-554","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/pages\/554","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/comments?post=554"}],"version-history":[{"count":0,"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/pages\/554\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/pages\/650"}],"wp:attachment":[{"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/media?parent=554"}],"wp:term":[{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/dipi_cpt_category?post=554"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}