{"id":469,"date":"2023-05-14T20:04:28","date_gmt":"2023-05-15T01:04:28","guid":{"rendered":"https:\/\/cfibenefits.wpengine.com\/?page_id=469"},"modified":"2025-04-27T14:39:36","modified_gmt":"2025-04-27T19:39:36","slug":"life-insurance","status":"publish","type":"page","link":"https:\/\/cftotalrewards.com\/uk\/be-prepared\/life-insurance\/","title":{"rendered":"Life Insurance"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;header section&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;112deg&#8221; background_color_gradient_stops=&#8221;#3fa9f5 1%|#3fa9f5 53%|rgba(255,255,255,0) 53%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/cftotalrewards.com\/wp-content\/uploads\/2023\/05\/life-insurance-banner.jpg&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;3.5vw||3.5vw||true|false&#8221; custom_padding_tablet=&#8221;2vw||2vw||true|false&#8221; custom_padding_phone=&#8221;2vw||2vw||true|false&#8221; background_last_edited=&#8221;on|phone&#8221; use_background_color_gradient_tablet=&#8221;on&#8221; use_background_color_gradient_phone=&#8221;on&#8221; background_color_gradient_stops_tablet=&#8221;#3fa9f5 0%|#3fa9f5 60%|rgba(255,255,255,0) 60%&#8221; background_color_gradient_stops_phone=&#8221;#3fa9f5 0%|#3fa9f5 57%|rgba(255,255,255,0) 57%&#8221; background_position_tablet=&#8221;center_right&#8221; background_position_phone=&#8221;top_right&#8221; background_horizontal_offset_tablet=&#8221;7%&#8221; background_horizontal_offset_phone=&#8221;13%&#8221; background_vertical_offset_phone=&#8221;0%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;52%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;|||2em|false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; custom_padding_tablet=&#8221;0px||||false|false&#8221; custom_padding_phone=&#8221;0px|||0px|false|false&#8221; custom_css_main_element=&#8221;align-items: center !important;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|desktop&#8221; custom_css_main_element_tablet=&#8221;align-items: center !important;&#8221; custom_css_main_element_phone=&#8221;align-items: center !important;&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;display: flex;||flex-direction: column;||justify-content: center;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|desktop&#8221; custom_css_main_element_tablet=&#8221;display: flex;||flex-direction: column;||justify-content: center;&#8221; custom_css_main_element_phone=&#8221;display: flex;||flex-direction: column;||justify-content: center;&#8221;][et_pb_text content_tablet=&#8221;<\/p>\n<h1>HEALTH SAVINGS<br \/>ACCOUNT (HSA)<\/h1>\n<p>&#8221; content_phone=&#8221;<\/p>\n<h1>HEALTH SAVINGS<br \/>ACCOUNT (HSA)<\/h1>\n<p>&#8221; content_last_edited=&#8221;off|desktop&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;0b50e57f-b832-49c7-98c9-cec37200d9c3&#8243; header_font=&#8221;Montserrat|300|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;41px&#8221; header_letter_spacing=&#8221;0.5px&#8221; header_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;5px||||false|false&#8221; custom_margin_tablet=&#8221;2em||-1.5em||false|false&#8221; custom_margin_phone=&#8221;||||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding_tablet=&#8221;||||false|false&#8221; custom_padding_phone=&#8221;||||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; header_font_size_tablet=&#8221;36px&#8221; header_font_size_phone=&#8221;31px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Life Insurance<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; specialty=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; padding_top_2=&#8221;6px&#8221; padding_top_bottom_link_2=&#8221;false&#8221; padding_left_right_link_2=&#8221;false&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/cftotalrewards.com\/wp-content\/uploads\/2023\/03\/lower_tri-form_4.png&#8221; background_size=&#8221;custom&#8221; background_image_width=&#8221;31%&#8221; background_position=&#8221;bottom_right&#8221; custom_margin=&#8221;||||true&#8221; custom_padding=&#8221;35px||35px||false|false&#8221; custom_padding_tablet=&#8221;23px||0px||false|false&#8221; custom_padding_phone=&#8221;30px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;b4352afb-c3cd-4ce1-9c36-6a63d7e54b82&#8243; text_font=&#8221;Montserrat|300|||||||&#8221; text_text_color=&#8221;#015846&#8243; text_font_size=&#8221;27px&#8221; text_line_height=&#8221;1.3em&#8221; link_font=&#8221;|800|||||||&#8221; border_width_bottom=&#8221;0px&#8221; border_color_bottom=&#8221;#DAD7CB&#8221; border_style_bottom=&#8221;solid&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]Protect your loved ones from the unexpected with life insurance.[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;74830f7f-6ee4-427a-8099-eb52e409ee42&#8243; custom_padding=&#8221;2px||0.5em||false|false&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>We offer a Death in Service benefit through MetLife, which provides your family members with a lump sum of four times qualifying earnings to your nominated beneficiaries if you die in service. Coverage is maintained during periods of temporary absence in respect of injury or ill health and for three years for absence for another reason.<\/p>\n<p>This benefit covers all employees aged 16 up to a maximum of 75 years old and you don\u2019t have to be a contributing member of a pension scheme. It\u2019s important to complete your beneficiary designation form as well as to review your designations at least once each year and especially if you experience a life event change.<\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;b2730c0e-8c33-4505-b6a9-5d28397b6c05&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Contact Information<\/h2>\n<p><span class=\"blue_box_lead-ins\"><strong>Visit<\/strong> <i class=\"fa-regular fa-arrow-up-right-from-square\" style=\"padding-left: 2px;\" aria-hidden=\"true\"><\/i><\/span><a href=\"http:\/\/www.metlife.co.uk \" target=\"_blank\" rel=\"noopener\">www.metlife.co.uk <\/a><\/p>\n<p><span class=\"blue_box_lead-ins\"><strong>Call<\/strong> <i class=\"fa-regular fa-phone-volume\" style=\"padding-left: 2px;\" aria-hidden=\"true\"><\/i><\/span>Bereavement helpline:<br \/>\n<strong>0800 917 0096 365<\/strong>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;7dfbe9fd-ca0d-4232-9cbd-bff1f3c29392&#8243; custom_margin=&#8221;0px|-11px|6em|0px|false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Additional Resources<\/h2>\n<p><a href=\"\/uk\/documents\/life-insurance-beneficiary-nomination-form\/\" target=\"_blank\" rel=\"noopener\">Click here<\/a> to view the <strong>Life Insurance Beneficiary Nomination Form<\/strong>.<\/p>\n<p><a href=\"\/uk\/documents\/metlife-bereavement-guide\/\" target=\"_blank\" rel=\"noopener\">Click here<\/a> to view the <strong>MetLife Bereavement Guide<\/strong>.<\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; header_2_line_height=&#8221;1.3em&#8221; custom_margin=&#8221;20px||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Business Travel Accident Age Reductions<\/h2>\n<p>[\/et_pb_text][et_pb_code disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<table class=\"benefits-table column-highlights\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<thead><!-- [et_pb_line_break_holder] -->    <\/p>\n<tr class=\"header\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<th class=\"blue-header\"><!-- [et_pb_line_break_holder] -->        Age<!-- [et_pb_line_break_holder] -->      <\/th>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<th class=\"blue-header\"><!-- [et_pb_line_break_holder] -->       <center>% of Benefit Amount<\/center><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <\/th>\n<p><!-- [et_pb_line_break_holder] -->    <\/tr>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<tbody><!-- [et_pb_line_break_holder] -->      <\/p>\n<tr><!-- [et_pb_line_break_holder] -->        <\/p>\n<td>65 but less <!\u2013- [et_pb_br_holder] -\u2013>than 70<\/td>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<td><center>65%<\/center><\/td>\n<p><!-- [et_pb_line_break_holder] -->      <\/tr>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<tr><!-- [et_pb_line_break_holder] -->        <\/p>\n<td>70 but less <!\u2013- [et_pb_br_holder] -\u2013>than 75<\/td>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<td><center>45%<\/center><\/td>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <\/tr>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<tr><!-- [et_pb_line_break_holder] -->        <\/p>\n<td>75 but less <!\u2013- [et_pb_br_holder] -\u2013>than 80<\/td>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<td><center>30%<\/center><\/td>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <\/tr>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<tr><!-- [et_pb_line_break_holder] -->        <\/p>\n<td>80 or over<\/td>\n<p><!-- [et_pb_line_break_holder] -->        <\/p>\n<td><center>20%<\/center><!-- [et_pb_line_break_holder] --><\/td>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <\/tr>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/tbody>\n<p><!-- [et_pb_line_break_holder] -->  <\/thead>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/table>\n<p><!-- [et_pb_line_break_holder] -->[\/et_pb_code][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Life InsuranceProtect your loved ones from the unexpected with life insurance.We offer a Death in Service benefit through MetLife, which provides your family members with a lump sum of four times qualifying earnings to your nominated beneficiaries if you die in service. Coverage is maintained during periods of temporary absence in respect of injury or [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":272,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"dipi_cpt_category":[],"class_list":["post-469","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/pages\/469","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/comments?post=469"}],"version-history":[{"count":0,"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/pages\/469\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/pages\/272"}],"wp:attachment":[{"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/media?parent=469"}],"wp:term":[{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/dipi_cpt_category?post=469"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}