{"id":348,"date":"2023-05-14T06:44:58","date_gmt":"2023-05-14T11:44:58","guid":{"rendered":"https:\/\/cfibenefits.wpengine.com\/?page_id=348"},"modified":"2025-05-29T12:21:40","modified_gmt":"2025-05-29T11:21:40","slug":"resource-library","status":"publish","type":"page","link":"https:\/\/cftotalrewards.com\/uk\/resources-library\/resource-library\/","title":{"rendered":"Resource Library"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;header section&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;112deg&#8221; background_color_gradient_stops=&#8221;#3fa9f5 1%|#3fa9f5 53%|rgba(255,255,255,0) 53%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/cftotalrewards.com\/wp-content\/uploads\/2023\/05\/resources-library_page_banner.jpg&#8221; custom_padding=&#8221;3.25vw||3.25vw||true|false&#8221; custom_padding_tablet=&#8221;2vw||2vw||true|false&#8221; custom_padding_phone=&#8221;2vw||2vw||true|false&#8221; background_last_edited=&#8221;on|phone&#8221; use_background_color_gradient_tablet=&#8221;on&#8221; use_background_color_gradient_phone=&#8221;on&#8221; background_color_gradient_stops_tablet=&#8221;#3fa9f5 0%|#3fa9f5 60%|rgba(255,255,255,0) 60%&#8221; background_color_gradient_stops_phone=&#8221;#3fa9f5 0%|#3fa9f5 57%|rgba(255,255,255,0) 57%&#8221; background_position_phone=&#8221;center_right&#8221; background_horizontal_offset_phone=&#8221;19%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;69%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;|||2em|false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; custom_padding_tablet=&#8221;0px||||false|false&#8221; custom_padding_phone=&#8221;0px|||0px|false|false&#8221; custom_css_main_element=&#8221;align-items: center !important;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|desktop&#8221; custom_css_main_element_tablet=&#8221;align-items: center !important;&#8221; custom_css_main_element_phone=&#8221;align-items: center !important;&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;display: flex;||flex-direction: column;||justify-content: center;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|desktop&#8221; custom_css_main_element_tablet=&#8221;display: flex;||flex-direction: column;||justify-content: center;&#8221; custom_css_main_element_phone=&#8221;display: flex;||flex-direction: column;||justify-content: center;&#8221;][et_pb_text content_tablet=&#8221;<\/p>\n<h1>HEALTH SAVINGS<br \/>ACCOUNT (HSA)<\/h1>\n<p>&#8221; content_phone=&#8221;<\/p>\n<h1>HEALTH SAVINGS<br \/>ACCOUNT (HSA)<\/h1>\n<p>&#8221; content_last_edited=&#8221;off|desktop&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;0b50e57f-b832-49c7-98c9-cec37200d9c3&#8243; header_font=&#8221;Montserrat|300|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;41px&#8221; header_letter_spacing=&#8221;0.5px&#8221; header_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;5px||||false|false&#8221; custom_margin_tablet=&#8221;2em||-1.5em||false|false&#8221; custom_margin_phone=&#8221;||||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding_tablet=&#8221;||||false|false&#8221; custom_padding_phone=&#8221;||||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; header_font_size_tablet=&#8221;36px&#8221; header_font_size_phone=&#8221;31px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Resource Library<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; specialty=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; padding_top_2=&#8221;6px&#8221; padding_top_bottom_link_2=&#8221;false&#8221; padding_left_right_link_2=&#8221;false&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/cftotalrewards.com\/wp-content\/uploads\/2023\/03\/lower_tri-form_4.png&#8221; background_size=&#8221;custom&#8221; background_image_width=&#8221;31%&#8221; background_position=&#8221;bottom_right&#8221; custom_margin=&#8221;||||true&#8221; custom_padding=&#8221;23px||0px||false|false&#8221; custom_padding_tablet=&#8221;23px||0px||false|false&#8221; custom_padding_phone=&#8221;30px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;b4352afb-c3cd-4ce1-9c36-6a63d7e54b82&#8243; text_font=&#8221;Montserrat|300|||||||&#8221; text_text_color=&#8221;#015846&#8243; text_font_size=&#8221;27px&#8221; text_line_height=&#8221;1.3em&#8221; link_font=&#8221;|800|||||||&#8221; hover_enabled=&#8221;0&#8243; border_width_bottom=&#8221;0px&#8221; border_color_bottom=&#8221;#DAD7CB&#8221; border_style_bottom=&#8221;solid&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>Learn more about our benefits and programmes.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;74830f7f-6ee4-427a-8099-eb52e409ee42&#8243; header_3_line_height=&#8221;1.7em&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Medical<\/h3>\n<ul>\n<li><a href=\"\/uk\/documents\/bluecrest-guide\/\" target=\"_blank\" rel=\"noopener\">Bluecrest Guide<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<li><a href=\"\/uk\/documents\/bupa-select-benefits-summary\/\" target=\"_blank\" rel=\"noopener\">Bupa Select Benefits Summary<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<li><a href=\"\/uk\/documents\/bupa-select-membership-guide\/\" target=\"_blank\" rel=\"noopener\">Bupa Select Membership Guide<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<\/ul>\n<h3>Dental<\/h3>\n<ul>\n<li><a href=\"\/uk\/documents\/bupa-dental-what-to-expect\/\" target=\"_blank\" rel=\"noopener\">Bupa Dental What to Expect<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<li><a href=\"\/uk\/documents\/bupa-dental-membership-guide\/\" target=\"_blank\" rel=\"noopener\">Bupa Dental Membership Guide<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<li><a href=\"\/uk\/documents\/bupa-dental-claim-guide\/\" target=\"_blank\" rel=\"noopener\">Bupa Dental Claim Guide<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<\/ul>\n<h3>Educational Assistance<\/h3>\n<ul>\n<li><a href=\"\/uk\/documents\/application-for-education-assistance\/\" target=\"_blank\" rel=\"noopener\">Educational Assistance Application<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<\/ul>\n<h3>Life Insurance<\/h3>\n<ul>\n<li><a href=\"\/uk\/documents\/life-insurance-beneficiary-nomination-form\/\" target=\"_blank\" rel=\"noopener\">Life Insurance Nomination Form<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<li><a href=\"\/uk\/documents\/metlife-bereavement-guide\/\" target=\"_blank\" rel=\"noopener\">MetLife Bereavement Guide<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<\/ul>\n<h3>Income Protection<\/h3>\n<ul>\n<li><a href=\"\/uk\/documents\/what-is-income-protection\/\" target=\"_blank\" rel=\"noopener\">What is Income Protection?<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Short Term Incentives<\/h3>\n<ul>\n<li><a href=\"https:\/\/cftotalrewards.com\/wp-content\/uploads\/2023\/05\/4A-Short-Term-Incentive-AIP-2023-010423.pdf\" target=\"_blank\" rel=\"noopener\">Corporate Incentive<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<li><a href=\"https:\/\/cftotalrewards.com\/wp-content\/uploads\/2023\/05\/4C-VIP-MFG-DF-2023-011023-1.pdf\" target=\"_blank\" rel=\"noopener\">Manufacturing and Distribution Facilities<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<\/ul>\n<h3>Long-Term Incentives (Equity)<\/h3>\n<ul>\n<li><a href=\"https:\/\/cftotalrewards.com\/wp-content\/uploads\/2023\/05\/5B-LTI-RSU-PSU-010423-1.pdf\" target=\"_blank\" rel=\"noopener\">RSUs versus PSUs<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<li><a href=\"https:\/\/cftotalrewards.com\/wp-content\/uploads\/2023\/05\/5A-LTI-RSU-Only-2022-010423-1.pdf\" target=\"_blank\" rel=\"noopener\">More About RSUs<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=&#8221;1_2,1_2&#8243; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;bc6a43eb-8a73-4b79-a47c-88067c31b0d0&#8243; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;74830f7f-6ee4-427a-8099-eb52e409ee42&#8243; text_line_height=&#8221;1.8em&#8221; link_font_size=&#8221;16px&#8221; header_3_font_size=&#8221;21px&#8221; custom_margin_tablet=&#8221;||-1em||false|false&#8221; custom_margin_phone=&#8221;||-1em||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding_tablet=&#8221;2px||0px||false|false&#8221; custom_padding_phone=&#8221;2px||0px||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Advantage PPO with HSA<\/h3>\n<ul>\n<li>The Advantage PPO with HSA has a higher deductible and out-of-pocket maximum.<\/li>\n<li>The monthly premium is lower in this plan.<\/li>\n<li>This plan can be paired with a <a href=\"#\">Health Savings Account (HSA)<\/a>.\n<ul>\n<li>CF Industries also contributes to your HSA to help cover eligible medical expenses.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column_inner][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;74830f7f-6ee4-427a-8099-eb52e409ee42&#8243; text_line_height=&#8221;1.8em&#8221; link_font_size=&#8221;16px&#8221; header_3_font_size=&#8221;21px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Standard PPO<\/h3>\n<ul>\n<li>The Standard PPO has a lower deductible and out-of-pocket maximum.<\/li>\n<li>The monthly premium is higher in this plan.<\/li>\n<li>This plan cannot be paired with an HSA but is eligible for a <a href=\"#\">Flexible Spending Account (FSA)<\/a>.<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;b2730c0e-8c33-4505-b6a9-5d28397b6c05&#8243; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Contact Information<\/h2>\n<p><span class=\"blue_box_lead-ins\"><strong>Call<\/strong> <i class=\"fa-regular fa-phone-volume\" style=\"padding-left: 2px;\" aria-hidden=\"true\"><\/i><\/span><strong>888-902-8293<\/strong><\/p>\n<p><span class=\"blue_box_lead-ins\"><strong>Visit<\/strong> <i class=\"fa-regular fa-arrow-up-right-from-square\" style=\"padding-left: 2px;\" aria-hidden=\"true\"><\/i><\/span><a href=\"http:\/\/www.bcbsil.com\/\" target=\"_blank\" rel=\"noopener\">www.bcbsil.com<\/a><\/p>\n<p><span class=\"blue_box_lead-ins\"><strong>BCBSIL app<\/strong> <i class=\"fa-regular fa-mobile-notch\" style=\"padding-left: 1px;\" aria-hidden=\"true\"><\/i><\/span><a href=\"https:\/\/apps.apple.com\/us\/app\/bcbsil\/id571088532\" target=\"_blank\" rel=\"noopener\">App Store<\/a>\u00a0| <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.hcsc.android.providerfinderil&amp;hl=en_US\" target=\"_blank\" rel=\"noopener\">Google Play<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;7dfbe9fd-ca0d-4232-9cbd-bff1f3c29392&#8243; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Additional Resources<\/h2>\n<h3>Pay Less with In-Network Providers<\/h3>\n<p><a href=\"https:\/\/www.bcbsil.com\/find-care\/providers-in-your-network\/find-a-doctor-or-hospital?utm_source=QR-Code&amp;utm_medium=AE%2520Guide&amp;utm_campaign=Annual%2520Enrollment%25202020&amp;utm_term=Provider+directory\" target=\"_blank\" rel=\"noopener\">Click here<\/a> to find a provider in your area or call BCBSIL Health Advocacy Solutions at <strong>888-902-8293<\/strong>.<\/p>\n<h3>Get Help Navigating Your Medical Care<\/h3>\n<p>You or dependents enrolled in a CF Industries medical plan can <strong>contact Blue Cross Blue Shield Health Advocacy Solutions (HAS)<\/strong> to help you address medical benefits questions, guide you through a new diagnosis, find a provider, shop for lower-cost healthcare, connect you with mental health experts and more! <strong>Call 888-902-8293 for support 24\/7 at no cost to you.<\/strong><\/p>\n<p>Connect to your Health Advocate Team, dedicated Health Advocate Concierge and Clinical Health Advocates from 7 a.m. to 7 p.m. CT Monday through Friday.<\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;f93145bb-c944-4df1-9243-f042c6ff8506&#8243; custom_margin=&#8221;22px|0px|24px|0px|false|false&#8221; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>For Employees Only<\/h2>\n<h3 style=\"padding-bottom: .3em;\">Employee Monthly Contributions<\/h3>\n<p>Please refer to the <a href=\"#\" target=\"_blank\" rel=\"noopener\">Rate Sheet<\/a> for costs of our medical plans.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Resource LibraryLearn more about our benefits and programmes.Medical Bluecrest Guide Bupa Select Benefits Summary Bupa Select Membership Guide Dental Bupa Dental What to Expect Bupa Dental Membership Guide Bupa Dental Claim Guide Educational Assistance Educational Assistance Application Life Insurance Life Insurance Nomination Form MetLife Bereavement Guide Income Protection What is Income Protection? &nbsp; &nbsp; &nbsp; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":650,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"dipi_cpt_category":[],"class_list":["post-348","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/pages\/348","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/comments?post=348"}],"version-history":[{"count":0,"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/pages\/348\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/pages\/650"}],"wp:attachment":[{"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/media?parent=348"}],"wp:term":[{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/cftotalrewards.com\/uk\/wp-json\/wp\/v2\/dipi_cpt_category?post=348"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}