Income Protection
Protect your income from the unexpected.
CF provides a Group Income Protection scheme through Unum. Subject to stringent compulsory medical assessment, it provides financial benefit and rehabilitation support if you are unable to work because of long-term illness or injury preventing you from working. The Group Income Protection scheme covers all employees aged 16 to State Pension Age for a defined period of time.
What does Group Income Protection provide?
- Ensures you receive a proportion of your salary if you are unable to work because of long-term illness or injury
- Supports you during absence
- Eases your return to work at the appropriate time
The benefit is a proportion of your salary and is payable after you have been off work because of illness or injury after your sick pay has been exhausted. Payments will be equal to 55% of your salary, less the value of sickness related state benefits for a maximum period of 60 months. We will make payments to you as part of the regular payroll run.