{"id":474,"date":"2023-05-14T20:30:14","date_gmt":"2023-05-15T01:30:14","guid":{"rendered":"https:\/\/cfibenefits.wpengine.com\/?page_id=474"},"modified":"2026-01-23T18:00:44","modified_gmt":"2026-01-24T00:00:44","slug":"disability","status":"publish","type":"page","link":"https:\/\/cftotalrewards.com\/ca\/disability\/","title":{"rendered":"Disability"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;header section&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;112deg&#8221; background_color_gradient_stops=&#8221;#3fa9f5 1%|#3fa9f5 53%|rgba(255,255,255,0) 53%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/cftotalrewards.com\/wp-content\/uploads\/2023\/05\/disability_banner.jpg&#8221; background_position=&#8221;top_right&#8221; background_vertical_offset=&#8221;28%&#8221; custom_padding=&#8221;3.5vw||3.5vw||true|false&#8221; custom_padding_tablet=&#8221;2vw||2vw||true|false&#8221; custom_padding_phone=&#8221;3vw||3vw||true|false&#8221; background_last_edited=&#8221;on|phone&#8221; use_background_color_gradient_tablet=&#8221;on&#8221; use_background_color_gradient_phone=&#8221;on&#8221; background_color_gradient_stops_tablet=&#8221;#3fa9f5 0%|#3fa9f5 60%|rgba(255,255,255,0) 60%&#8221; background_color_gradient_stops_phone=&#8221;#3fa9f5 0%|#3fa9f5 57%|rgba(255,255,255,0) 57%&#8221; background_position_phone=&#8221;center_right&#8221; background_horizontal_offset_tablet=&#8221;60%&#8221; background_horizontal_offset_phone=&#8221;49%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;69%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;|||2em|false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; custom_padding_tablet=&#8221;0px||||false|false&#8221; custom_padding_phone=&#8221;0px|||0px|false|false&#8221; custom_css_main_element=&#8221;align-items: center !important;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|desktop&#8221; custom_css_main_element_tablet=&#8221;align-items: center !important;&#8221; custom_css_main_element_phone=&#8221;align-items: center !important;&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;display: flex;||flex-direction: column;||justify-content: center;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|desktop&#8221; custom_css_main_element_tablet=&#8221;display: flex;||flex-direction: column;||justify-content: center;&#8221; custom_css_main_element_phone=&#8221;display: flex;||flex-direction: column;||justify-content: center;&#8221;][et_pb_text content_tablet=&#8221;<\/p>\n<h1>HEALTH SAVINGS<br \/>ACCOUNT (HSA)<\/h1>\n<p>&#8221; content_phone=&#8221;<\/p>\n<h1>HEALTH SAVINGS<br \/>ACCOUNT (HSA)<\/h1>\n<p>&#8221; content_last_edited=&#8221;off|desktop&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;0b50e57f-b832-49c7-98c9-cec37200d9c3&#8243; header_font=&#8221;Montserrat|300|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;41px&#8221; header_letter_spacing=&#8221;0.5px&#8221; header_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;5px||||false|false&#8221; custom_margin_tablet=&#8221;2em||-1.5em||false|false&#8221; custom_margin_phone=&#8221;||||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding_tablet=&#8221;||||false|false&#8221; custom_padding_phone=&#8221;||||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; header_font_size_tablet=&#8221;36px&#8221; header_font_size_phone=&#8221;31px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Disability Coverage<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; specialty=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; padding_top_2=&#8221;6px&#8221; padding_top_bottom_link_2=&#8221;false&#8221; padding_left_right_link_2=&#8221;false&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/cftotalrewards.com\/wp-content\/uploads\/2023\/03\/lower_tri-form_4.png&#8221; background_size=&#8221;custom&#8221; background_image_width=&#8221;31%&#8221; background_position=&#8221;bottom_right&#8221; custom_margin=&#8221;||||true&#8221; custom_padding=&#8221;35px||0px||false|false&#8221; custom_padding_tablet=&#8221;23px||0px||false|false&#8221; custom_padding_phone=&#8221;30px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;b4352afb-c3cd-4ce1-9c36-6a63d7e54b82&#8243; text_font=&#8221;Montserrat|300|||||||&#8221; text_text_color=&#8221;#015846&#8243; text_font_size=&#8221;27px&#8221; text_line_height=&#8221;1.3em&#8221; link_font=&#8221;|800|||||||&#8221; border_width_bottom=&#8221;0px&#8221; border_color_bottom=&#8221;#DAD7CB&#8221; border_style_bottom=&#8221;solid&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]Protect your income from the unexpected.[\/et_pb_text][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;74830f7f-6ee4-427a-8099-eb52e409ee42&#8243; custom_margin=&#8221;||0em||false|false&#8221; custom_padding=&#8221;2px||20px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Disability coverage helps replace a portion of your income if you become ill, injured and\/or unable to work. CF Industries provides Short-Term Disability (STD) and Long-Term Disability (LTD) at no cost to you. You automatically receive this coverage on your first day of employment.<\/p>\n<p>[\/et_pb_text][et_pb_code admin_label=&#8221;Life Insurance table&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||10px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<table class=\"benefits-table column-highlights\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<thead><!-- [et_pb_line_break_holder] -->    <\/p>\n<tr class=\"header\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<th class=\"blue-header\">Coverage<\/th>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<th class=\"blue-header\">Coverage Details*<\/th>\n<p><!-- [et_pb_line_break_holder] -->    <\/tr>\n<p><!-- [et_pb_line_break_holder] -->  <\/thead>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<tbody><!-- [et_pb_line_break_holder] -->    <\/p>\n<tr><!-- [et_pb_line_break_holder] -->      <\/p>\n<td>Short-Term Disability<\/td>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<td>Covers 100% of your base salary for up to 14 weeks and then 66.67% for the next 12 weeks <\/td>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<tr><!-- [et_pb_line_break_holder] -->      <\/p>\n<td>Long-Term Disability*<\/td>\n<p><!-- [et_pb_line_break_holder] -->      <\/p>\n<td>Covers 66.67% of your base salary up to a maximum monthly payment of $10,000 after 26 weeks of short-term disability<\/td>\n<p><!-- [et_pb_line_break_holder] -->    <\/tr>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <\/tbody>\n<p><!-- [et_pb_line_break_holder] --><\/table>\n<p>[\/et_pb_code][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;8c6d1b2c-ca87-4458-9cd5-3a574a62b1a8&#8243; custom_padding=&#8221;2px||12em||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><em>*taxable benefit<\/em><\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;b2730c0e-8c33-4505-b6a9-5d28397b6c05&#8243; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>Contact Information<\/h2>\n<p><span class=\"blue_box_lead-ins\"><strong>Call<\/strong> <i class=\"fa-regular fa-phone-volume\" style=\"padding-left: 2px;\" aria-hidden=\"true\"><\/i><\/span><strong>800-361-6212<\/strong><\/p>\n<p><span class=\"blue_box_lead-ins\"><strong>Visit<\/strong> <i class=\"fa-regular fa-arrow-up-right-from-square\" style=\"padding-left: 2px;\" aria-hidden=\"true\"><\/i><\/span><a href=\"http:\/\/www.sunlife.ca\/member\" target=\"_blank\" rel=\"noopener\">www.sunlife.ca\/member<\/a><\/p>\n<p><span class=\"blue_box_lead-ins\"><strong>Plan Program Number:<\/strong><\/span><strong>50621<\/strong><\/p>\n<p><span class=\"blue_box_lead-ins\"><strong>App<\/strong> <i class=\"fa-regular fa-mobile-notch\" style=\"padding-left: 1px;\" aria-hidden=\"true\"><\/i><\/span><a href=\"https:\/\/apps.apple.com\/ca\/app\/apple-store\/id453274313?l=en\" target=\"_blank\" rel=\"noopener\">App Store<\/a>\u00a0| <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.sunlife.ca.mysunlife&amp;hl=en&amp;utm_source=sunlifeCA&amp;utm_medium=web&amp;utm_campaign=landing_static\" target=\"_blank\" rel=\"noopener\">Google Play<\/a>[\/et_pb_text][et_pb_text disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;7dfbe9fd-ca0d-4232-9cbd-bff1f3c29392&#8243; custom_margin=&#8221;0px|-11px|12em|0px|false|false&#8221; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Additional Resources<\/h2>\n<h4>LOA Request Form<\/h4>\n<p><a href=\"https:\/\/cftotalrewards.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/06\/LOA-Request-Form-Rev-10.24.pdf\" target=\"_blank\" rel=\"noopener\">Click here<\/a> to access the Leave of Absence Request Form.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Disability CoverageProtect your income from the unexpected.Disability coverage helps replace a portion of your income if you become ill, injured and\/or unable to work. CF Industries provides Short-Term Disability (STD) and Long-Term Disability (LTD) at no cost to you. You automatically receive this coverage on your first day of employment.*taxable benefitContact Information Call 800-361-6212 Visit [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"dipi_cpt_category":[],"class_list":["post-474","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/pages\/474","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/comments?post=474"}],"version-history":[{"count":0,"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/pages\/474\/revisions"}],"wp:attachment":[{"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/media?parent=474"}],"wp:term":[{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/dipi_cpt_category?post=474"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}