[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”header section” _builder_version=”4.20.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”112deg” background_color_gradient_stops=”#3fa9f5 1%|#3fa9f5 53%|rgba(255,255,255,0) 53%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/cftotalrewards.com\/wp-content\/uploads\/2023\/05\/dental_page_banner-1.jpg” custom_padding=”3.25vw||3.25vw||true|false” custom_padding_tablet=”2vw||2vw||true|false” custom_padding_phone=”2vw||2vw||true|false” background_last_edited=”on|phone” use_background_color_gradient_tablet=”on” use_background_color_gradient_phone=”on” background_color_gradient_stops_tablet=”#3fa9f5 0%|#3fa9f5 60%|rgba(255,255,255,0) 60%” background_color_gradient_stops_phone=”#3fa9f5 0%|#3fa9f5 57%|rgba(255,255,255,0) 57%” background_position_phone=”center_right” background_horizontal_offset_phone=”19%” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” custom_padding_last_edited=”on|phone” _builder_version=”4.20.2″ _module_preset=”default” width_tablet=”” width_phone=”69%” width_last_edited=”on|phone” custom_margin_tablet=”” custom_margin_phone=”|||2em|false|false” custom_margin_last_edited=”on|desktop” custom_padding=”0px||0px||false|false” custom_padding_tablet=”0px||||false|false” custom_padding_phone=”0px|||0px|false|false” custom_css_main_element=”align-items: center !important;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=”align-items: center !important;” custom_css_main_element_phone=”align-items: center !important;”][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” custom_css_main_element=”display: flex;||flex-direction: column;||justify-content: center;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=”display: flex;||flex-direction: column;||justify-content: center;” custom_css_main_element_phone=”display: flex;||flex-direction: column;||justify-content: center;”][et_pb_text content_tablet=”<\/p>\n
” content_phone=”<\/p>\n
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[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ specialty=”on” custom_padding_last_edited=”on|phone” padding_top_2=”6px” padding_top_bottom_link_2=”false” padding_left_right_link_2=”false” _builder_version=”4.20.2″ _module_preset=”default” custom_margin=”||||true” custom_padding=”23px||0px||false|false” custom_padding_tablet=”23px||0px||false|false” custom_padding_phone=”30px||||false|false” global_colors_info=”{}”][et_pb_column type=”2_3″ specialty_columns=”2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.20.2″ _module_preset=”default” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Intro box” _builder_version=”4.21.0″ _module_preset=”b4352afb-c3cd-4ce1-9c36-6a63d7e54b82″ text_font=”Montserrat|300|||||||” text_text_color=”#015846″ text_font_size=”27px” text_line_height=”1.3em” link_font=”|800|||||||” border_width_bottom=”0px” border_color_bottom=”#DAD7CB” border_style_bottom=”solid” locked=”off” global_colors_info=”{}”]<\/p>\n
Take a proactive approach to your oral health to support your overall health.<\/p>\n
[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”74830f7f-6ee4-427a-8099-eb52e409ee42″ locked=”off” global_colors_info=”{}”]<\/p>\n
In partnership with Sun Life, CF Industries also offers dental coverage to its employees and their families.<\/p>\n
Similar to medical coverage, credits are an allowance for dental spending each year. If necessary, you can choose a different Flex Credit allowance for your dental coverage versus your medical coverage. Please see the Medical page<\/a> for comparison costs of each option. Excess Flex Credits given under your dental coverage can also be taken as taxable cash through a bi-weekly payroll credit, and\/or deposited into a Health Spending Account (HSA).<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.21.0″ _module_preset=”74830f7f-6ee4-427a-8099-eb52e409ee42″ custom_margin=”||8px||false|false” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_code admin_label=”Life Insurance table” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”||10px||false|false” locked=”off” global_colors_info=”{}”]<\/p>\nAnnual Costs for Dental Coverage<\/h2>\n
| If You Choose<\/th>\n <\/p>\n | Cost<\/th>\n <\/p>\n | Flex Credits<\/th>\n <\/p>\n | Difference<\/th>\n <\/tr>\n <\/thead>\n <\/p>\n | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Option 1<\/th>\n <\/tr>\n <\/p>\n | |||||||||||||||||||||
| Single<\/td>\n <\/p>\n | $507<\/td>\n <\/p>\n | $932<\/td>\n <\/p>\n | $425 excess credits<\/td>\n <\/tr>\n <\/p>\n | ||||||||||||||||||
| Employee + 1<\/td>\n <\/p>\n | $844<\/td>\n <\/p>\n | $1,269<\/td>\n <\/p>\n | $425 excess credits<\/td>\n <\/tr>\n <\/p>\n | ||||||||||||||||||
| Family<\/td>\n <\/p>\n | $1,429<\/td>\n <\/p>\n | $1,854<\/td>\n <\/p>\n | $425 excess credits<\/td>\n <\/tr>\n <\/p>\n | ||||||||||||||||||
| Option 2<\/th>\n <\/tr>\n <\/p>\n | |||||||||||||||||||||
| Single<\/td>\n <\/p>\n | $1,018<\/td>\n <\/p>\n | $1,018<\/td>\n <\/p>\n | $0<\/td>\n <\/tr>\n <\/p>\n | ||||||||||||||||||
| Employee + 1<\/td>\n <\/p>\n | $1,696<\/td>\n <\/p>\n | $1,696<\/td>\n <\/p>\n | $0<\/td>\n <\/tr>\n <\/p>\n | ||||||||||||||||||
| Family<\/td>\n <\/p>\n | $2,871<\/td>\n <\/p>\n | $2,871<\/td>\n <\/p>\n | $0<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n [\/et_pb_code][et_pb_text _builder_version=”4.21.0″ _module_preset=”74830f7f-6ee4-427a-8099-eb52e409ee42″ locked=”off” global_colors_info=”{}”]<\/p>\n Opt-Out of Coverage Credits<\/h2>\nIf you are covered under your spouse\u2019s employer coverage for dental care or under your own private dental plan, you may opt-out of CF Industries\u2019 dental coverage. If you choose to opt-out of both your medical and dental coverage, you will receive Opt-Out Credits which serve the same function as Excess Flex Credits. Employees will receive $750 in Opt-Out Credits for medical coverage, and $688 for dental coverage. Opting-out of dental coverage does not require proof of other coverage.<\/em><\/strong><\/p>\n Sun Life provides two options for dental coverage through your employment:<\/p>\n [\/et_pb_text][et_pb_code admin_label=”Vision table” _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n <\/p>\n <\/p>\n <\/tr>\n <\/thead>\n <\/p>\n <\/p>\n <\/p>\n <\/tr>\n <\/p>\n <\/p>\n <\/p>\n <\/tr>\n <\/p>\n <\/p>\n <\/p>\n <\/tr>\n <\/p>\n <\/p>\n <\/p>\n <\/p>\n <\/p>\n <\/p>\n <\/tr>\n <\/tbody>\n <\/table>\n [\/et_pb_code][et_pb_text disabled_on=”on|on|on” _builder_version=”4.21.0″ _module_preset=”8c6d1b2c-ca87-4458-9cd5-3a574a62b1a8″ custom_margin=”||1em||false|false” disabled=”on” locked=”off” global_colors_info=”{}”]<\/p>\n Disclaimer: Out of network services are covered based on the percentages noted in chart above, subject to the non-network reimbursement rate. For services provided by a non-network dentist, Cigna Dental will reimburse according to the Maximum Reimbursable Charge.<\/em><\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Contact box” _builder_version=”4.27.5″ _module_preset=”b2730c0e-8c33-4505-b6a9-5d28397b6c05″ hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n Call<\/strong> <\/i><\/span>800-361-6212<\/strong><\/p>\n Visit<\/strong> <\/i><\/span>www.sunlife.ca\/member<\/a><\/p>\n Plan Program Number: <\/strong><\/span>50621<\/strong><\/p>\n App<\/strong> <\/i><\/span>App Store<\/a>\u00a0| Google Play<\/a><\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.21.0″ _module_preset=”7dfbe9fd-ca0d-4232-9cbd-bff1f3c29392″ locked=”off” global_colors_info=”{}”]<\/p>\n |