{"id":348,"date":"2023-05-14T06:44:58","date_gmt":"2023-05-14T11:44:58","guid":{"rendered":"https:\/\/cfibenefits.wpengine.com\/?page_id=348"},"modified":"2026-03-05T16:35:08","modified_gmt":"2026-03-05T22:35:08","slug":"resource-library","status":"publish","type":"page","link":"https:\/\/cftotalrewards.com\/ca\/resource-library\/","title":{"rendered":"Resource Library"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;header section&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;112deg&#8221; background_color_gradient_stops=&#8221;#3fa9f5 1%|#3fa9f5 53%|rgba(255,255,255,0) 53%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/cftotalrewards.com\/wp-content\/uploads\/2023\/05\/resources-library_page_banner.jpg&#8221; custom_padding=&#8221;3.25vw||3.25vw||true|false&#8221; custom_padding_tablet=&#8221;2vw||2vw||true|false&#8221; custom_padding_phone=&#8221;2vw||2vw||true|false&#8221; background_last_edited=&#8221;on|phone&#8221; use_background_color_gradient_tablet=&#8221;on&#8221; use_background_color_gradient_phone=&#8221;on&#8221; background_color_gradient_stops_tablet=&#8221;#3fa9f5 0%|#3fa9f5 60%|rgba(255,255,255,0) 60%&#8221; background_color_gradient_stops_phone=&#8221;#3fa9f5 0%|#3fa9f5 57%|rgba(255,255,255,0) 57%&#8221; background_position_phone=&#8221;center_right&#8221; background_horizontal_offset_phone=&#8221;19%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;69%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;|||2em|false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; custom_padding_tablet=&#8221;0px||||false|false&#8221; custom_padding_phone=&#8221;0px|||0px|false|false&#8221; custom_css_main_element=&#8221;align-items: center !important;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|desktop&#8221; custom_css_main_element_tablet=&#8221;align-items: center !important;&#8221; custom_css_main_element_phone=&#8221;align-items: center !important;&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;display: flex;||flex-direction: column;||justify-content: center;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|desktop&#8221; custom_css_main_element_tablet=&#8221;display: flex;||flex-direction: column;||justify-content: center;&#8221; custom_css_main_element_phone=&#8221;display: flex;||flex-direction: column;||justify-content: center;&#8221;][et_pb_text content_tablet=&#8221;<\/p>\n<h1>HEALTH SAVINGS<br \/>ACCOUNT (HSA)<\/h1>\n<p>&#8221; content_phone=&#8221;<\/p>\n<h1>HEALTH SAVINGS<br \/>ACCOUNT (HSA)<\/h1>\n<p>&#8221; content_last_edited=&#8221;off|desktop&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;0b50e57f-b832-49c7-98c9-cec37200d9c3&#8243; header_font=&#8221;Montserrat|300|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;41px&#8221; header_letter_spacing=&#8221;0.5px&#8221; header_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;5px||||false|false&#8221; custom_margin_tablet=&#8221;2em||-1.5em||false|false&#8221; custom_margin_phone=&#8221;||||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding_tablet=&#8221;||||false|false&#8221; custom_padding_phone=&#8221;||||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; header_font_size_tablet=&#8221;36px&#8221; header_font_size_phone=&#8221;31px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Resource Library<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; specialty=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; padding_top_2=&#8221;6px&#8221; padding_top_bottom_link_2=&#8221;false&#8221; padding_left_right_link_2=&#8221;false&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/cftotalrewards.com\/wp-content\/uploads\/2023\/03\/lower_tri-form_4.png&#8221; background_size=&#8221;custom&#8221; background_image_width=&#8221;31%&#8221; background_position=&#8221;bottom_right&#8221; custom_margin=&#8221;||||true&#8221; custom_padding=&#8221;23px||0px||false|false&#8221; custom_padding_tablet=&#8221;23px||0px||false|false&#8221; custom_padding_phone=&#8221;30px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;b4352afb-c3cd-4ce1-9c36-6a63d7e54b82&#8243; text_font=&#8221;Montserrat|300|||||||&#8221; text_text_color=&#8221;#015846&#8243; text_font_size=&#8221;27px&#8221; text_line_height=&#8221;1.3em&#8221; link_font=&#8221;|800|||||||&#8221; border_width_bottom=&#8221;0px&#8221; border_color_bottom=&#8221;#DAD7CB&#8221; border_style_bottom=&#8221;solid&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]Learn more about our benefits and programs. [\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;74830f7f-6ee4-427a-8099-eb52e409ee42&#8243; header_3_line_height=&#8221;1.7em&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h3>Employee Assistance Program<\/h3>\n<ul>\n<li><a href=\"\/ca\/wp-content\/uploads\/sites\/2\/2026\/01\/HS_GROGuide_2025_ENCA.pdf\" target=\"_blank\" rel=\"noopener\">Using Guidance Resources Online<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<li><a href=\"\/ca\/documents\/eap-financial-resources-flyer\/\" target=\"_blank\" rel=\"noopener\">Financial Resources Available<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<li><a href=\"\/ca\/documents\/eap-work-life-solutions-flyer\/\" target=\"_blank\" rel=\"noopener\">Work-Life Solutions<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<li><a href=\"\/ca\/documents\/eap-legal-guidance-flyer\/\" target=\"_blank\" rel=\"noopener\">Legal Guidance<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<\/ul>\n<h3>Leave of Absence Request<\/h3>\n<ul>\n<li><a href=\"\/ca\/documents\/loa-request-form\/\" target=\"_blank\" rel=\"noopener\">LOA Request Form<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<\/ul>\n<h3>Life Event Changes<\/h3>\n<ul>\n<li><a href=\"\/ca\/documents\/manage-your-benefits-tip-sheet\/\" target=\"_blank\" rel=\"noopener\">Manage My Benefits Tip Sheet<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<\/ul>\n<h3>Education Assistance<\/h3>\n<ul>\n<li><a href=\"\/ca\/documents\/2026-application-for-education-assistance\/\" target=\"_blank\" rel=\"noopener\">Education Assistance Application<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<\/ul>\n<h3>Booklets \/ Guides<\/h3>\n<ul>\n<li><a href=\"\/ca\/documents\/2026-ca-enrollment-guide\/\" target=\"_blank\" rel=\"noopener\">2026 Enrollment Guide<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<li><a href=\"\/ca\/documents\/2026-ca-annual-enrollment-guide\/\" target=\"_blank\" rel=\"noopener\">2026 Annual Enrollment Guide<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<li><a href=\"https:\/\/cftotalrewards.com\/ca\/documents\/sun-life-group-benefits\/\" target=\"_blank\" rel=\"noopener\">Sun Life Group Benefits<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Short Term Incentives<\/h3>\n<ul>\n<li><a href=\"https:\/\/cftotalrewards.com\/wp-content\/uploads\/2023\/05\/4A-Short-Term-Incentive-AIP-2023-010423.pdf\" target=\"_blank\" rel=\"noopener\">Corporate Incentive<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<li><a href=\"https:\/\/cftotalrewards.com\/wp-content\/uploads\/2023\/05\/4C-VIP-MFG-DF-2023-011023-1.pdf\" target=\"_blank\" rel=\"noopener\">Manufacturing and Distribution Facilities<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<\/ul>\n<h3>Long-Term Incentives (Equity)<\/h3>\n<ul>\n<li><a href=\"https:\/\/cftotalrewards.com\/wp-content\/uploads\/2023\/05\/5B-LTI-RSU-PSU-010423-1.pdf\" target=\"_blank\" rel=\"noopener\">RSUs versus PSUs<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<li><a href=\"https:\/\/cftotalrewards.com\/wp-content\/uploads\/2023\/05\/5A-LTI-RSU-Only-2022-010423-1.pdf\" target=\"_blank\" rel=\"noopener\">More About RSUs<\/a><i class=\"fa-regular fa-file-pdf\" style=\"padding-left: 6px;\" aria-hidden=\"true\"><\/i><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=&#8221;1_2,1_2&#8243; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;bc6a43eb-8a73-4b79-a47c-88067c31b0d0&#8243; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;74830f7f-6ee4-427a-8099-eb52e409ee42&#8243; text_line_height=&#8221;1.8em&#8221; link_font_size=&#8221;16px&#8221; header_3_font_size=&#8221;21px&#8221; custom_margin_tablet=&#8221;||-1em||false|false&#8221; custom_margin_phone=&#8221;||-1em||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding_tablet=&#8221;2px||0px||false|false&#8221; custom_padding_phone=&#8221;2px||0px||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Advantage PPO with HSA<\/h3>\n<ul>\n<li>The Advantage PPO with HSA has a higher deductible and out-of-pocket maximum.<\/li>\n<li>The monthly premium is lower in this plan.<\/li>\n<li>This plan can be paired with a <a href=\"#\">Health Savings Account (HSA)<\/a>.\n<ul>\n<li>CF Industries also contributes to your HSA to help cover eligible medical expenses.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column_inner][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;74830f7f-6ee4-427a-8099-eb52e409ee42&#8243; text_line_height=&#8221;1.8em&#8221; link_font_size=&#8221;16px&#8221; header_3_font_size=&#8221;21px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Standard PPO<\/h3>\n<ul>\n<li>The Standard PPO has a lower deductible and out-of-pocket maximum.<\/li>\n<li>The monthly premium is higher in this plan.<\/li>\n<li>This plan cannot be paired with an HSA but is eligible for a <a href=\"#\">Flexible Spending Account (FSA)<\/a>.<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;b2730c0e-8c33-4505-b6a9-5d28397b6c05&#8243; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Contact Information<\/h2>\n<p><span class=\"blue_box_lead-ins\"><strong>Call<\/strong> <i class=\"fa-regular fa-phone-volume\" style=\"padding-left: 2px;\" aria-hidden=\"true\"><\/i><\/span><strong>888-902-8293<\/strong><\/p>\n<p><span class=\"blue_box_lead-ins\"><strong>Visit<\/strong> <i class=\"fa-regular fa-arrow-up-right-from-square\" style=\"padding-left: 2px;\" aria-hidden=\"true\"><\/i><\/span><a href=\"http:\/\/www.bcbsil.com\/\" target=\"_blank\" rel=\"noopener\">www.bcbsil.com<\/a><\/p>\n<p><span class=\"blue_box_lead-ins\"><strong>BCBSIL app<\/strong> <i class=\"fa-regular fa-mobile-notch\" style=\"padding-left: 1px;\" aria-hidden=\"true\"><\/i><\/span><a href=\"https:\/\/apps.apple.com\/us\/app\/bcbsil\/id571088532\" target=\"_blank\" rel=\"noopener\">App Store<\/a>\u00a0| <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.hcsc.android.providerfinderil&amp;hl=en_US\" target=\"_blank\" rel=\"noopener\">Google Play<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;7dfbe9fd-ca0d-4232-9cbd-bff1f3c29392&#8243; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Additional Resources<\/h2>\n<h3>Pay Less with In-Network Providers<\/h3>\n<p><a href=\"https:\/\/www.bcbsil.com\/find-care\/providers-in-your-network\/find-a-doctor-or-hospital?utm_source=QR-Code&amp;utm_medium=AE%2520Guide&amp;utm_campaign=Annual%2520Enrollment%25202020&amp;utm_term=Provider+directory\" target=\"_blank\" rel=\"noopener\">Click here<\/a> to find a provider in your area or call BCBSIL Health Advocacy Solutions at <strong>888-902-8293<\/strong>.<\/p>\n<h3>Get Help Navigating Your Medical Care<\/h3>\n<p>You or dependents enrolled in a CF Industries medical plan can <strong>contact Blue Cross Blue Shield Health Advocacy Solutions (HAS)<\/strong> to help you address medical benefits questions, guide you through a new diagnosis, find a provider, shop for lower-cost healthcare, connect you with mental health experts and more! <strong>Call 888-902-8293 for support 24\/7 at no cost to you.<\/strong><\/p>\n<p>Connect to your Health Advocate Team, dedicated Health Advocate Concierge and Clinical Health Advocates from 7 a.m. to 7 p.m. CT Monday through Friday.<\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;f93145bb-c944-4df1-9243-f042c6ff8506&#8243; custom_margin=&#8221;22px|0px|24px|0px|false|false&#8221; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>For Employees Only<\/h2>\n<h3 style=\"padding-bottom: .3em;\">Employee Monthly Contributions<\/h3>\n<p>Please refer to the <a href=\"#\" target=\"_blank\" rel=\"noopener\">Rate Sheet<\/a> for costs of our medical plans.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Resource LibraryLearn more about our benefits and programs. Employee Assistance Program Using Guidance Resources Online Financial Resources Available Work-Life Solutions Legal Guidance Leave of Absence Request LOA Request Form Life Event Changes Manage My Benefits Tip Sheet Education Assistance Education Assistance Application Booklets \/ Guides 2026 Enrollment Guide 2026 Annual Enrollment Guide Sun Life Group [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"dipi_cpt_category":[],"class_list":["post-348","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/pages\/348","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/comments?post=348"}],"version-history":[{"count":0,"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/pages\/348\/revisions"}],"wp:attachment":[{"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/media?parent=348"}],"wp:term":[{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/dipi_cpt_category?post=348"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}