{"id":1014,"date":"2026-01-23T16:44:34","date_gmt":"2026-01-23T22:44:34","guid":{"rendered":"https:\/\/cfibenefitsstg.wpengine.com\/ca\/?page_id=1014"},"modified":"2026-05-27T14:41:13","modified_gmt":"2026-05-27T19:41:13","slug":"family-forming-benefits","status":"publish","type":"page","link":"https:\/\/cftotalrewards.com\/ca\/family-forming-benefits\/","title":{"rendered":"Family Forming Benefits"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;header section&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;112deg&#8221; background_color_gradient_stops=&#8221;#3fa9f5 1%|#3fa9f5 53%|rgba(255,255,255,0) 53%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/cftotalrewards.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/05\/paid-parental-leave-bannerBG.jpg&#8221; custom_padding=&#8221;3.25vw||3.25vw||true|false&#8221; custom_padding_tablet=&#8221;2vw||2vw||true|false&#8221; custom_padding_phone=&#8221;2vw||2vw||true|false&#8221; background_last_edited=&#8221;on|phone&#8221; use_background_color_gradient_tablet=&#8221;on&#8221; use_background_color_gradient_phone=&#8221;on&#8221; background_color_gradient_stops_tablet=&#8221;#3fa9f5 0%|#3fa9f5 60%|rgba(255,255,255,0) 60%&#8221; background_color_gradient_stops_phone=&#8221;#3fa9f5 0%|#3fa9f5 57%|rgba(255,255,255,0) 57%&#8221; background_position_phone=&#8221;center_right&#8221; background_horizontal_offset_phone=&#8221;19%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;67%&#8221; width_phone=&#8221;67%&#8221; width_last_edited=&#8221;on|phone&#8221; max_width_last_edited=&#8221;off|desktop&#8221; custom_margin_tablet=&#8221;|||3em|false|false&#8221; custom_margin_phone=&#8221;|||2.5em|false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; custom_padding_tablet=&#8221;0px||||false|false&#8221; custom_padding_phone=&#8221;0px||||false|false&#8221; custom_css_main_element=&#8221;align-items: center !important;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|desktop&#8221; custom_css_main_element_tablet=&#8221;align-items: center !important;&#8221; custom_css_main_element_phone=&#8221;align-items: center !important;&#8221; max_width__hover_enabled=&#8221;off|desktop&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;display: flex;||flex-direction: column;||justify-content: center;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|desktop&#8221; custom_css_main_element_tablet=&#8221;display: flex;||flex-direction: column;||justify-content: center;&#8221; custom_css_main_element_phone=&#8221;display: flex;||flex-direction: column;||justify-content: center;&#8221;][et_pb_text content_tablet=&#8221;<\/p>\n<h1>HEALTH SAVINGS<br \/>ACCOUNT (HSA)<\/h1>\n<p>&#8221; content_phone=&#8221;<\/p>\n<h1>HEALTH SAVINGS<br \/>ACCOUNT (HSA)<\/h1>\n<p>&#8221; content_last_edited=&#8221;off|desktop&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;_initial&#8221; header_font=&#8221;Montserrat|300|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;41px&#8221; header_letter_spacing=&#8221;0.5px&#8221; header_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;5px||||false|false&#8221; custom_margin_tablet=&#8221;2em||-1.5em||false|false&#8221; custom_margin_phone=&#8221;||||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding_tablet=&#8221;||||false|false&#8221; custom_padding_phone=&#8221;||||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; header_font_size_tablet=&#8221;36px&#8221; header_font_size_phone=&#8221;31px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Family Forming Benefits<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/cftotalrewards.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/03\/lower_tri-form_3.png&#8221; background_size=&#8221;custom&#8221; background_image_width=&#8221;20%&#8221; background_image_height=&#8221;0%&#8221; background_position=&#8221;bottom_right&#8221; custom_padding=&#8221;20px||50px||false|false&#8221; custom_padding_tablet=&#8221;25px||||false|false&#8221; custom_padding_phone=&#8221;20px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;13px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;Montserrat|300|||||||&#8221; text_text_color=&#8221;#015846&#8243; text_font_size=&#8221;27px&#8221; text_line_height=&#8221;1.3em&#8221; link_font=&#8221;|800|||||||&#8221; border_width_bottom=&#8221;0px&#8221; border_color_bottom=&#8221;#DAD7CB&#8221; border_style_bottom=&#8221;solid&#8221; global_colors_info=&#8221;{}&#8221;]Looking to Grow Your Family? CF Industries is here every step of the way.[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;Montserrat||||||||&#8221; text_font_size=&#8221;16px&#8221; custom_margin=&#8221;||1.1em||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Growing your family is an important chapter \u2013 and we\u2019re here to support you along the way. Whether it\u2019s fertility benefits, adoption assistance, or time off to spend with your new family member, our programs are designed to help you navigate this journey with confidence.<\/p>\n<h2>Paid Parental Leave<\/h2>\n<p>CF Industries provides Paid Parental Leave (PPL) to support your time away from work to bond with your new family member \u2013 whether they are newborn or newly adopted.<\/p>\n<h3>Eligibility*<\/h3>\n<p>Regular, active full-time employees are eligible for CF Paid Maternity top-up and Paid Parental Leave top-up (PPL) benefits after the completion of 12 months of service. This leave applies to both birth moms and non-birth parents.<\/p>\n<h3>Benefit Amount<\/h3>\n<p>The amount you receive is based on the difference between your regular base pay and the benefits you\u2019re entitled to under Employment Insurance (EI).<\/p>\n<p>CF Industries\u2019 Maternity and Paid Parental Leave provide a top up to 100% of your base pay for up to a combined total of 15 weeks. Birth mothers receive 13 weeks of top-up pay under Maternity Leave and may apply for an additional two weeks of top-up through CF paid Parental Leave, for a total of 15 weeks of paid leave.<\/p>\n<p>Eligible employees who are non-birth parents or adoptive parents are eligible for up to two weeks of top up to 100% of base pay under Paid Parental Leave.<\/p>\n<p>Your CF Maternity and Paid Parental Leave work in coordination with Employment Insurance (EI) to prevent duplication of benefits. You must apply and qualify for Employment Insurance (EI).<\/p>\n<p>Please note that Employment Insurance (EI) includes a one\u2011week waiting period per family per leave. During this waiting period, Maternity or Paid Parental leave top\u2011up benefits will be provided by CF Industries.<\/p>\n<p>The one\u2011week waiting period is included in the overall CF paid leave duration and does not extend the total paid benefit period.<\/p>\n<h3>Requirements<\/h3>\n<p>Employees must apply and be approved for Employment Insurance prior to submitting an application for top-up benefits. Employees must provide at least 90-day notice and must take their leave within six months after the birth or adoption of their child.<\/p>\n<p>Once the employment insurance (EI) has been obtained, employees will provide their employment insurance to their local Human Resources Representative in order to calculate your top-up benefit.<\/p>\n<h3>How to Apply<\/h3>\n<p>You are required to apply for leave by contacting your immediate supervisor and local Human Resources representative with your LOA Form at least 90 days in advance of the expected due date or adoption placement date. All leave periods are subject to your supervisor\/manager\u2019s review and approval. Please visit The Loop to confirm the specific time constraints of applying for Maternity and Paid Parental Leave based on your work location in Canada.<\/p>\n<p>*Please be aware that determined ineligibility for the CF Parental Top-Up Benefit does not impact an employee\u2019s eligibility for statutory entitlements pursuant to applicable employment standards legislation.<\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;Montserrat||||||||&#8221; text_font_size=&#8221;16px&#8221; custom_margin=&#8221;||2em||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"padding-bottom: .2em\">Adoption Assistance Program<\/h2>\n<p>If you are interested in adoption, you may be eligible for <strong>reimbursement of up to $10,000 from CF Industries for Qualified Adoption Expenses<\/strong>. This can include adoption agency fees, legal fees, travel costs and more. To learn more about this program, <strong>search \u2018Adoption Assistance Program\u2019 on The Loop to review the HR Policy.<\/strong><\/p>\n<h2 style=\"padding-bottom: .2em\">Sun Life Fertility Benefits<\/h2>\n<p>CF Industries offers a range of fertility benefits for those enrolled in <a href=\"\/ca\/medical\/\">health coverage through Sun Life<\/a>.<\/p>\n<p>Fertility treatment medications are covered up to a lifetime maximum of $2,500 per person. In addition to the fertility drugs, fertility treatments are also covered up to a lifetime maximum of $20,000 per person.<\/p>\n<p>For additional information, or to review\/discuss coverage for specific fertility treatments, please contact Sun Life by calling <strong>800-361-6212<\/strong>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_enable_image=&#8221;off&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;bottom_left&#8221; custom_padding=&#8221;0px||20px||false|true&#8221; custom_padding_tablet=&#8221;||||false|false&#8221; custom_padding_phone=&#8221;||||false|false&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; custom_css_main_element=&#8221;margin-top: 6px;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text ul_item_indent=&#8221;1.5em&#8221; disabled_on=&#8221;off|off|off&#8221; module_class=&#8221;reg_text sidebar&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;Montserrat||||||||&#8221; text_font_size=&#8221;15px&#8221; text_line_height=&#8221;1.5em&#8221; link_font=&#8221;|700|||on|||#015846|&#8221; link_text_color=&#8221;#015846&#8243; ul_font_size=&#8221;15px&#8221; header_text_color=&#8221;#FDB825&#8243; header_line_height=&#8221;1.2em&#8221; header_2_font=&#8221;Montserrat|600|||||||&#8221; header_2_text_color=&#8221;#015846&#8243; header_2_line_height=&#8221;1.2em&#8221; header_3_font_size=&#8221;19.5px&#8221; header_3_letter_spacing=&#8221;0.1px&#8221; header_3_line_height=&#8221;1.2em&#8221; background_color=&#8221;#e9f8f7&#8243; positioning=&#8221;relative&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px|-11px|24px|0px|false|false&#8221; custom_padding=&#8221;14px|20px|14px|20px|true|true&#8221; border_width_top=&#8221;2px&#8221; border_color_top=&#8221;#3FA9F5&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Contact Information<\/h2>\n<h4>Paid Parental Leave (PPL)<\/h4>\n<p>To learn more about PPL, please contact your local Human Resources representative or search \u201cPaid Maternity and Parental Leave\u201d on The Loop to view the PPL Policy.<\/p>\n<p><strong>LOA Request Form<\/strong><br \/><a href=\"\/ca\/wp-content\/uploads\/sites\/2\/2024\/03\/LOA-Request-Form-12.2024.pdf\" target=\"_blank\" rel=\"noopener\">Click here<\/a> to access the Leave of Absence Request Form.<\/p>\n<h4>Adoption Assistance Program<\/h4>\n<p>To learn more about Adoption Assistance, please\u00a0search \u2018Adoption Assistance Program\u2019 on The Loop to view the HR Policy.<\/p>\n<h4>Sun Life<\/h4>\n<p><span class=\"blue_box_lead-ins\"><strong>Call<\/strong> <i class=\"fa-regular fa-phone-volume\" style=\"padding-left: 2px\" aria-hidden=\"true\"><\/i><\/span><strong>800-361-6212<\/strong><br \/><span class=\"blue_box_lead-ins\"><strong>Visit<\/strong> <i class=\"fa-regular fa-arrow-up-right-from-square\" style=\"padding-left: 2px\" aria-hidden=\"true\"><\/i><\/span><a href=\"http:\/\/www.sunlife.ca\/member\" target=\"_blank\" rel=\"noopener\">www.sunlife.ca\/member<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text ul_item_indent=&#8221;1.5em&#8221; disabled_on=&#8221;off|off|off&#8221; module_class=&#8221;reg_text sidebar&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;Montserrat||||||||&#8221; text_font_size=&#8221;15px&#8221; text_line_height=&#8221;1.5em&#8221; link_font=&#8221;|800|||on|||#015846|&#8221; link_text_color=&#8221;#015846&#8243; ul_font_size=&#8221;15px&#8221; header_text_color=&#8221;#FDB825&#8243; header_line_height=&#8221;1.2em&#8221; header_2_font=&#8221;Montserrat|600|||||||&#8221; header_2_text_color=&#8221;#015846&#8243; header_2_line_height=&#8221;1.2em&#8221; header_3_font_size=&#8221;19.5px&#8221; header_3_letter_spacing=&#8221;0.1px&#8221; header_3_line_height=&#8221;1.2em&#8221; background_color=&#8221;#effaeb&#8221; positioning=&#8221;relative&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px|-11px|24px|0px|false|false&#8221; custom_padding=&#8221;14px|20px|14px|20px|true|true&#8221; border_width_top=&#8221;2px&#8221; border_color_top=&#8221;#54CE32&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Additional Resources<\/h2>\n<p><a href=\"\/ca\/documents\/coverage-for-fertility-services-drugs\/\" target=\"_blank\" rel=\"noopener\">Coverage for fertility drug services<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text ul_item_indent=&#8221;1.5em&#8221; disabled_on=&#8221;on|on|on&#8221; module_class=&#8221;reg_text sidebar&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;_initial&#8221; text_font=&#8221;Montserrat||||||||&#8221; text_font_size=&#8221;15px&#8221; text_line_height=&#8221;1.5em&#8221; link_font=&#8221;|700|||on|||#015846|&#8221; link_text_color=&#8221;#015846&#8243; ul_font_size=&#8221;15px&#8221; header_text_color=&#8221;#FDB825&#8243; header_line_height=&#8221;1.2em&#8221; header_2_font=&#8221;Montserrat|600|||||||&#8221; header_2_text_color=&#8221;#015846&#8243; header_2_line_height=&#8221;1.2em&#8221; header_3_font_size=&#8221;19.5px&#8221; header_3_letter_spacing=&#8221;0.1px&#8221; header_3_line_height=&#8221;1.2em&#8221; header_5_font=&#8221;|600|||||||&#8221; header_5_font_size=&#8221;15px&#8221; background_color=&#8221;rgba(0,199,177,0.1)&#8221; positioning=&#8221;relative&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;22px|-11px|24px|0px|false|false&#8221; custom_padding=&#8221;14px|20px|14px|20px|true|true&#8221; border_width_top=&#8221;2px&#8221; border_color_top=&#8221;#00C7B1&#8243; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>For Employees Only<\/h2>\n<h4>Employee Resources<\/h4>\n<p>\u200bVisit the Loop and search \u201cEmployee Assistance Program\u201d to view more details on the programs and services available.<\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/cftotalrewards.com\/ca\/wp-content\/uploads\/sites\/2\/2023\/03\/eap_sidebar.jpg&#8221; title_text=&#8221;eap_sidebar&#8221; 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CF Industries is here every step of the way.Growing your family is an important chapter \u2013 and we\u2019re here to support you along the way. Whether it\u2019s fertility benefits, adoption assistance, or time off to spend with your new family member, our programs are designed to help you [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"dipi_cpt_category":[],"class_list":["post-1014","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/pages\/1014","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/comments?post=1014"}],"version-history":[{"count":2,"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/pages\/1014\/revisions"}],"predecessor-version":[{"id":1077,"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/pages\/1014\/revisions\/1077"}],"wp:attachment":[{"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/media?parent=1014"}],"wp:term":[{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/cftotalrewards.com\/ca\/wp-json\/wp\/v2\/dipi_cpt_category?post=1014"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}